221 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 221 W Elm St, Oneida, NY 13421

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,880 sqft · built 1915
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Jul 2012)
Tax Bill	$4,362 (2026)
Deeds & Mortgages	Apr 2017 Mortgage
APN	`251201 30.71-2-10`

Property Details

APN / Parcel Number

Primary APN	`251201 30.71-2-10`
Alternative APNs	`120103007100020100000000` `INSIDE`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,880 sqft Total Area
1st Floor Area	1,040 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	153 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	567 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	262 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 W ELM ST
City	ONEIDA
State	NY
Zip	13421-1326
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	221 223 W ELM ST
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2001
Census Tract	30102

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 W ELM ST, ONEIDA, NY 13421-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2012 · Amount on Record
Deed Sale	Jul 19, 2012 · Amount on Record
Prior Sale	Feb 3, 2004 · Amount on Record
Deed Book / Page	2012 / 4284
Last Transfer Date	Mar 20, 2017
Transfer Doc	2017001764
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NY
Recording Date	Apr 6, 2017
Property Address	221 W ELM ST, ONEIDA, NY 13421-1326
Document Number	0000001764
Instrument Date	Mar 20, 2017
Instrument	1764
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W ELM ST ONEIDA NY 134211326, ONEIDA, NY 13421-1326

Mortgage

Document Number	1765
Date	Apr 6, 2017
Instrument	1765

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,362.00 (-1.47%)
2025	$4,427.00 (+99.68%)	$89,000 (-) Land $11,600 Building $77,400	$125,352 (+7.04%) Land $16,338 Building $109,014
2023		$89,000 (-) Land $11,600 Building $77,400	$117,105 (+9.21%) Land $15,263 Building $101,842
2022	$2,217.00	$89,000 Land $11,600 Building $77,400	$107,229 Land $13,976 Building $93,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20