Westerly Town property record for 227 Shore Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.407 acres (17,718 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $6,952 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Feb 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:130 B:49 |
| Primary APN | WEST M:130 B:49 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,718 sqft (0.407 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 7037010 |
|---|---|
| Street Address | 227 SHORE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 49 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 227 SHORE RD, WESTERLY, RI 02891-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer |
| Feb 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2025 |
| Transfer Doc | 2025-13206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 18, 2025 |
| Property Address | 227 SHORE RD, WESTERLY, RI 02891-3619 |
| Document Number | 2025-13206 |
| Book / Page | 2025 / 13206 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-3154 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 SHORE RD, WESTERLY, RI 02891-3619 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 227 SHORE RD, WESTERLY, RI 02891-3619 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023-1598 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 2023/1598 |
| Instrument | 2023-422 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2052 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,952.00 (-3.54%) | $977,800 (+30.51%) Land $478,900 Building $498,900 | $924,226 |
| 2023 | $7,207.00 (+0.63%) | $749,200 (-) Land $342,100 Building $407,100 | |
| 2022 | $7,162.00 | $749,200 Land $342,100 Building $407,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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