225 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 225 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,768 sqft · built 1966
Lot Size	0.769 acres (33,485 sqft)
Owner	Company Name on Record
Tax Bill	$10,176 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:130 B:48`

Property Details

APN / Parcel Number

Primary APN	`WEST M:130 B:48`
Alternative APNs	`M:130 B:48 L` `14071185`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	6,268 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,485 sqft (0.769 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14071185
Street Address	225 SHORE RD
City	WESTERLY
State	RI
Zip	02891-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2041
Census Tract	51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	225 SHORE RD, WESTERLY, RI 02891-3618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK INC
May 27, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2020	Trustee's Deed, Transfer LIBERTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 26, 2022
Transfer Doc	2022-10022
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	225 SHORE RD, WESTERLY, RI 02891-3618
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-16605
Date	Nov 14, 2025
Book Page	2025/16605
Instrument	2025-3992

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	225 SHORE RD, WESTERLY, RI 02891-3618
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-20215
Date	Aug 10, 2021
Book Page	2021/20215
Instrument	2021-4525

Lender

Name	FIRST BANK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	May 27, 2022
Property Address	225 SHORE RD, WESTERLY, RI 02891-3618
Document Number	2022-10022
Book / Page	2022 / 10022
Instrument Date	May 26, 2022
Instrument	2022-2354
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 12, 2020
Property Address	225 SHORE RD, WESTERLY, RI 02891-3618
Document Number	2020-1028
Book / Page	002020 / 011028
Instrument Date	Jun 12, 2020
Instrument	2542
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ADENAS WALK GLASTONBURY CT 060331693, GLASTONBURY, CT 06033-1693

Mortgage

Document Number	2020-1032
Date	Jun 12, 2020
Book Page	002020/011032
Instrument	2543

Lender

Name	LIBERTY BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,176.00 (+0.9%)	$1,431,200 (+36.53%) Land $809,700 Building $621,500
2023	$10,085.00 (+0.63%)	$1,048,300 (-) Land $526,000 Building $522,300
2022	$10,022.00	$1,048,300 Land $526,000 Building $522,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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