223 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 223 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,374 sqft · built 1947
Lot Size	0.799 acres (34,792 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Dec 2009)
Tax Bill	$9,053 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WEST M:130 B:50`

Property Details

APN / Parcel Number

Primary APN	`WEST M:130 B:50`
Alternative APNs	`M:130 B:50 L` `21015800`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	3,421 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,792 sqft (0.799 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	21015800
Street Address	223 SHORE RD
City	WESTERLY
State	RI
Zip	02891-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	50
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2042
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	229 SHORE RD, WESTERLY, RI 02891-3619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit SAVINGS INSTITUTE
Jan 25, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2009 · Amount on Record
Deed Sale	Dec 3, 2009 · Amount on Record
Deed Book / Page	1849 / 272
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	223 SHORE RD, WESTERLY, RI 02891-3618
Document Number	2017-2999
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-2999
Date	Feb 22, 2017
Book Page	002017/002999
Instrument	750

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 21, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 25, 2017
Property Address	223 SHORE RD, WESTERLY, RI 02891-3618
Document Number	2017-1603
Book / Page	002017 / 001603
Instrument Date	Jan 25, 2017
Instrument	402
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1277 WESTERLY RI 028910900, WESTERLY, RI 02891-0900

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,053.00 (-1.05%)	$1,273,300 (+33.89%) Land $810,300 Building $463,000	$1,478,804
2023	$9,149.00 (+0.63%)	$951,000 (-) Land $578,800 Building $372,200
2022	$9,092.00	$951,000 Land $578,800 Building $372,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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