Walton County property record for 227 Shady Ln, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,112 sqft · built 1993 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,900,000 (Jun 2025) |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-2S-19-24000-006-0050 |
| Primary APN | 03-2S-19-24000-006-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Gross Area | 3,680 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 29,969 sqft (0.688 acres) |
| Lot Dimensions | 375 ft deep x 80 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 1,392 sqft |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 227 SHADY LN |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYN |
| Legal Description | COM AT NW/C OF SE1/4 OF SW1/4, S 00 DEG 2200E 171.53 FT, S 00 DEG 0738E 474.74 FT TO POB, S 89 DEG 5617E 80.82 FT TO LOT 7 BAY OAKS UNRECD, S 00 DEG 0038W 360 FT TO CHOCTAWHATCHEE BAY; MEANDER WLY 80 FT TO PT OF INTER WITH A LINE PASSED FROM THE POB, |
| Legal Range | 019 |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | BAY OAKS |
| Legal Block | 600 |
| Legal Lot Number | 50 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 950501 |
227 Shady Ln is owned by a company that bought it in June 2025.
Source: Walton County records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1111 TRIPLE J LN, PONCE DE LEON, FL 32455-6345 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Intrafamily Transfer, Transfer |
| Mar 3, 2023 | Deed of Trust, Mortgage · VA Mortgage PACIFIC LENDING LLC |
| Apr 6, 2021 | Deed of Trust, Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on File |
| Deed Sale | Jun 20, 2025 · Amount on File |
| Deed Document Number | 202521730 |
| Deed Book / Page | 3362 / 901 |
| Prior Transfer Date | Aug 3, 2022 |
| Prior Transfer Doc | 0033002775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 31, 2023 |
| Property Address | 227 SHADY LN, FREEPORT, FL 32439-4939 |
| Document Number | 0033002775 |
| Book / Page | 3300 / 2775 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 20230031347 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 SHADY LN, FREEPORT, FL 32439-4939 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 227 SHADY LN, FREEPORT, FL 32439-4939 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 227 SHADY LN, FREEPORT, FL 32439-4939 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 227 SHADY LN, FREEPORT, FL 32439-4939 |
| Document Number | 0032821330 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 3282/1330 |
| Instrument | 20230007371 |
| Name | PACIFIC LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91764 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 227 SHADY LN, FREEPORT, FL 32439-4939 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 227 SHASY LN, FREEPORT, FL 32439-4939 |
| Document Number | 0031913344 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 3191/3344 |
| Instrument | 20210016718 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 12, 2051 |
The 2025 property tax bill for 227 Shady Ln was $1,781, up 1.8% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 (+1.83%) | $244,536 | $494,260 Land $281,600 Building $212,660 |
| 2024 | $1,749.00 (+25.56%) | ||
| 2023 | $1,393.00 (+0.94%) Homeowner's exemption | $363,628 (-0.06%) Land $183,168 Building $180,460 | $363,628 (-0.06%) Land $183,168 Building $180,460 |
| 2022 | $1,380.00 Homeowner's exemption | $363,832 Land $203,316 Building $160,516 | $363,832 Land $203,316 Building $160,516 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 227 Shady Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 76 (1978–2023) |
| Claims Outside the SFHA | 18 of 76 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Shady Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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