218 Shady Ln, Freeport, FL 32439 Property Records

Walton County property record for 218 Shady Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,723 sqft · built 1999
Lot Size	1.66 acres (72,658 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Nov 2000)
Tax Bill	$2,151 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-2S-19-24000-006-0110`

Property Details

APN / Parcel Number

Primary APN	`03-2S-19-24000-006-0110`
Alternative APN	`1005434`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,723 sqft Living Area
Gross Area	3,508 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	72,658 sqft (1.66 acres)
Lot Dimensions	85 ft deep x 17.1 ft wide

Exterior Amenities

Porch	Porch
Porch Area	268 sqft
Patio Area	446 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1005434
Street Address	218 SHADY LN
City	FREEPORT
State	FL
Zip	32439-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW/C OF SE4 OF SW4 OF SEC 3 S 00 DEG 22'00 E 171 FT, N 89 DEG 41'19 E 81.58 FT TO POB, N 89 DEG 41'19 E 90.72 FT, S 00
Legal Range	19W
Legal Township	02S
Legal Section	03
Legal Subdivision	ACREAGE & UNREC
Legal Block	6
Legal Lot Number	110
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	218 SHADY LN, FREEPORT, FL 32439-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2000 · Amount on File
Deed Sale	Nov 22, 2000 · Amount on File
Deed Document Number	0002297192
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	218 SHADY LN, FREEPORT, FL 32439-4935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031272102
Date	Dec 17, 2019
Book Page	3127/2102
Instrument	20190043932

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$443,117 (+15.81%) Land $111,780 Building $331,337	$443,117 (+15.81%) Land $111,780 Building $331,337
2024	$2,151.00 (+3.96%)
2023	$2,069.00 (+0.73%) Homeowner's exemption	$382,623 (+9.98%) Land $52,011 Building $330,612	$382,623 (+9.98%) Land $52,011 Building $330,612
2022	$2,054.00 Homeowner's exemption	$347,895 Land $57,732 Building $290,163	$347,895 Land $57,732 Building $290,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50