227 S Summit Dr, Seneca, SC 29672 Property Records

Oconee County property record for 227 S Summit Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,206 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Feb 2023 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`209-09-01-014`

Property Details

APN / Parcel Number

Primary APN	`209-09-01-014`
Alternative APN	`25973`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	4,206 sqft Living Area
1st Floor Area	2,928 sqft
Basement Area	1,278 sqft
Finished Basement	1 sqft
Unfinished Basement	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	24.9 ft deep x 19.8 ft wide
Garage Type	Attached
Garage Area	716 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25973
Street Address	227 S SUMMIT DR
City	SENECA
State	SC
Zip	29672-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 PHASE III THE SUMMIT
Legal Subdivision	THE SUMMIT
Legal Phase	3
Legal Block	1
Legal Lot Number	102
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3005
Census Tract	30601

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 S SUMMIT DR, SENECA, SC 29672-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Intrafamily Transfer, Transfer
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 16, 2023
Transfer Doc	0000010614
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Feb 16, 2023
Property Address	227 S SUMMIT DR, SENECA, SC 29672-2447
Document Number	0000010614
Book / Page	2907 / 115
Map Reference	MB A724 PG 2
Instrument Date	Feb 16, 2023
Instrument	10614
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 S SUMMIT DR, SENECA, SC 29672-2447

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	227 S SUMMIT DR, SENECA, SC 29672-2447
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016262
Date	Apr 6, 2021
Book Page	4130/290
Instrument	16262

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00	$27,513 (-) Land $5,880 Building $21,633	$687,817 (-) Land $147,000 Building $540,817
2023		$27,513 Land $5,880 Building $21,633	$687,817 Land $147,000 Building $540,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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