226 S Summit Dr, Seneca, SC 29672 Property Records

Oconee County property record for 226 S Summit Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,158 sqft · built 2008
Lot Size	0.81 acres (35,284 sqft)
Owner	Company Name on Record
Last Sale	$1,390,000 (Aug 2020)
Tax Bill	$4,311 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`209-09-01-010`

Property Details

APN / Parcel Number

Primary APN	`209-09-01-010`
Alternative APN	`25969`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,158 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	151 ft deep x 177 ft wide
Garage Type	Attached
Garage Area	962 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25969
Old Parcel Number	209 09 01 010
Street Address	226 S SUMMIT DR
City	SENECA
State	SC
Zip	29672-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 98 PHASE III THE SUMMIT (0.81 AC)
Legal Subdivision	THE SUMMIT
Legal Phase	3
Legal Block	1
Legal Lot Number	98
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3005
Census Tract	30601

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	226 S SUMMIT DR, SENECA, SC 29672-2446
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	0025950043
Deed Book / Page	002595 / 000043
Last Transfer Date	Jul 24, 2025
Transfer Doc	0000001140
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 14, 2020
Property Address	226 S SUMMIT DR, SENECA, SC 29672-2446
Document Number	0025950043
Book / Page	002595 / 000043
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,143.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 S SUMMIT DR SENECA SC 296722446, SENECA, SC 29672-2446

Mortgage

Document Number	40050205
Date	Aug 14, 2020
Book Page	004005/000205

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,311.00	$52,326 (-) Land $18,900 Building $33,426	$1,308,140 (-) Land $472,500 Building $835,640
2023		$52,326 Land $18,900 Building $33,426	$1,308,140 Land $472,500 Building $835,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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