222 S Summit Dr, Seneca, SC 29672 Property Records

Oconee County property record for 222 S Summit Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,191 sqft · built 2011
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Dec 2005)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`209-09-01-008`

Property Details

APN / Parcel Number

Primary APN	`209-09-01-008`
Alternative APN	`25967`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,191 sqft Living Area
Attic Area	1,028 sqft
Basement Area	1,781 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Stone
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	417 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	1,028 sqft
Pool Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25967
Old Parcel Number	209 09 01 008
Street Address	222 S SUMMIT DR
City	SENECA
State	SC
Zip	29672-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 PHASE III THE SUMMIT (1.02 AC)
Legal Subdivision	THE SUMMIT
Legal Phase	3
Legal Block	1
Legal Lot Number	96
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3005
Census Tract	30601

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	222 S SUMMIT DR, SENECA, SC 29672-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN
May 24, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2005 · Amount on Record
Deed Sale	Dec 15, 2005 · Amount on Record
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	222 S SUMMIT DR, SENECA, SC 29672-2446
Document Number	0039990146
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 S SUMMIT DR SENECA SC 296722446, SENECA, SC 29672-2446

Mortgage

Document Number	0039990146
Date	Aug 3, 2020
Book Page	003999/000146

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	115 E NORTH 2ND ST, SENECA, SC 29678-3201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	222 S SUMMIT DR, SENECA, SC 29672-2446
Document Number	0038350301
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 S SUMMIT DR SENECA SC 296722446, SENECA, SC 29672-2446

Mortgage

Document Number	0038350301
Date	May 31, 2019
Book Page	003835/000301

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,980.00	$47,482 (-) Land $9,828 Building $37,654	$1,187,060 (-) Land $245,700 Building $941,360
2023		$47,482 Land $9,828 Building $37,654	$1,187,060 Land $245,700 Building $941,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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