1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Missouri Ave

227 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 227 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,306 sqft · built 1969
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (May 2019)
Tax Bill$2,297 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN80341

Property Details

APN / Parcel Number

Primary APN80341
Alternative APN
  • 012630000104390120

Interior

Full Baths3 Baths
Plumbing Fixtures1 Plumbing Fixture
Stories1 Story
Building Area1,306 sqft Heated Area
Gross Area2,345 sqft
1st Floor Area1,090 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeDetached - Finished
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area819 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80341
Street Address227 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLAKE VIEW PARK PB 1 PG 159 BLK 439 LOT 12 & S 15 FT LOT 13
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block439
Legal Lot Number12-13
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address227 MISSOURI AVE, SAINT CLOUD, FL 34769-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 25, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 20, 2019Correction Deed
AMERICAS TITLE
Apr 9, 2019Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2019 · Amount on Record
Deed SaleMay 16, 2019 · Amount on Record
Deed Document Number0055261617
Deed Book / Page5526 / 1617
Last Transfer DateMay 20, 2019
Transfer Doc0055261617
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address227 MISSOURI AVE, SAINT CLOUD, FL 34769-2239
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057091268
DateApr 16, 2020
Book Page5709/1268
Instrument2020052534
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address227 MISSOURI AVE, SAINT CLOUD, FL 34769-2239
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 MISSOURI AVE, SAINT CLOUD, FL 34769-2239

Mortgage

Document Number0058770239
DateJan 25, 2021
Book Page5877/239
Instrument2021011068
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueApr 1, 2050

May 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateMay 20, 2019
Property Address227 MISSOURI AVE, SAINT CLOUD, FL 34769-2239
Document Number0055261617
Book / Page005526 / 001617
Instrument DateMay 16, 2019
Instrument64314
Record UpdatedMay 31, 2019
Title CompanyAMERICAS TITLE

Transaction

AmountAmount Recorded
Tax$1,365.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address227 MISSOURI AVE ST CLOUD FL 347692239, ST CLOUD, FL 34769-2239

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 9, 2019
Property Address227 MISSOURI AVE, SAINT CLOUD, FL 34769-2239
Document Number0055050496
Book / Page5505 / 0496
Map ReferenceMB 1 PG 159
Instrument DateApr 5, 2019
Instrument2019044868
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyAMERICAS TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1735 AVILA ST, 1735, KISSIMMEE, FL 34744-6006

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 MISSOURI AVE, SAINT CLOUD, FL 34769-2239

Mortgage

Document Number2019044869
DateApr 9, 2019
Instrument2019044869
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,297.00 (+6.79%) Homeowner's exemption$171,250 (+5.99%)$263,500 (+15.17%) Land $60,000 Building $203,500
2023$2,151.00 (+4.06%) Homeowner's exemption$161,577 (+3%)$228,800 (+18.43%) Land $55,000 Building $173,800
2022$2,067.00 Homeowner's exemption$156,871$193,200 Land $50,000 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Missouri Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures