Osceola County property record for 301 Missouri Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1970 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Apr 2020) |
| Tax Bill | $3,147 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 79960 |
| Primary APN | 79960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Heated Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 1,338 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
| Porch Area | 204 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 79960 |
|---|---|
| Street Address | 301 MISSOURI AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE VIEW PARK BLK 402 N 30 FT LOT 19 & ALL LOT 20 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 402 |
| Legal Lot Number | 19-20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 43400 |
301 Missouri Ave is owned and occupied by an individual who bought it in April 2020.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 3, 2020 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Jul 26, 2018 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| May 17, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on File |
| Deed Sale | Apr 3, 2020 · Amount on File |
| Prior Sale | Jul 26, 2018 · Amount on File |
| Deed Document Number | 2020046422 |
| Deed Book / Page | 5703 / 572 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Document Number | 0060302799 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 6030/2799 |
| Instrument | 2021133040 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 3, 2020 |
| Property Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Document Number | 0057030572 |
| Book / Page | 5703 / 572 |
| Map Reference | MB 1 PG 159 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020046422 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 MISSOURI AVE, 301, SAINT CLOUD, FL 34769-2241 |
| Name | Verified Name |
|---|---|
| Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Document Number | 0057030573 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 5703/0573 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Document Number | 0053740577 |
| Book / Page | 5374 / 0577 |
| Map Reference | MB1 PG159 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 2018114652 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 MISSOURI DAVIS, 301, SAINT CLOUD, FL 34769 |
| Name | Verified Name |
|---|---|
| Address | 301 MISSOURI DAVIS, SAINT CLOUD, FL 34769 |
| Document Number | 2018114653 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2018114653 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Document Number | 0051550052 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 301 MISSOURI AVE ST CLOUD FL 347692241, ST CLOUD, FL 34769-2241 |
| Document Number | 0051550052 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 005155/000052 |
| Instrument | 78138 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 21, 2017 |
| Property Address | 301 MISSOURI AVE, SAINT CLOUD, FL 34769-2241 |
| Document Number | 0051360444 |
| Book / Page | 005136 / 000444 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 59811 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 MISSOURI AVE ST CLOUD FL 347692241, ST CLOUD, FL 34769-2241 |
The 2025 property tax bill for 301 Missouri Ave was $3,147 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,147.00 Homeowner's exemption | $218,698 | $304,800 Land $60,000 Building $244,800 |
| 2023 | $2,957.00 (+3.72%) Homeowner's exemption | $206,345 (+3%) | $266,900 (+18.2%) Land $55,000 Building $211,900 |
| 2022 | $2,851.00 Homeowner's exemption | $200,335 | $225,800 Land $50,000 Building $175,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 Missouri Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 Missouri Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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