214 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 214 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,668 sqft · built 2020
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$278,000 (Nov 2020)
Tax Bill$4,000 (2025)
Deeds & MortgagesJun 2019 Construction Loan
Nov 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN012630000104400025

Property Details

APN / Parcel Number

Primary APN012630000104400025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,668 sqft Heated Area
Gross Area2,364 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Width50 ft Width
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address214 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADD PB B PG 61-62 BLK 440 S 1/2 OF LOT 2 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block440
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address214 MISSOURI AVE, SAINT CLOUD, FL 34769-2202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2019Deed of Trust, Mortgage · Construction Mortgage
TRUSTCO BANK
Nov 16, 2020Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
Jun 12, 2019Correction Deed
STEWART TITLE
Nov 21, 2018Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleNov 21, 2018
Deed Document Number2020156081
Deed Book / Page5833 / 48
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address214 MISSOURI AVE, SAINT CLOUD, FL 34769-2202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055391616
DateJun 12, 2019
Book Page5539/1616
Instrument2019075499
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term368 Months
DueFeb 10, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 16, 2020
Property Address214 MISSOURI AVE, SAINT CLOUD, FL 34769-2202
Document Number0058330048
Book / Page5833 / 48
Map ReferenceMB B PG 61-64
Instrument DateNov 13, 2020
Instrument2020156081
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,946.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2939 DOUBLE LAKE DR, 2939, MISSOURI CITY, TX 77459-3907

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 MISSOURI AVE, SAINT CLOUD, FL 34769-2202

Mortgage

Document Number0000583350
DateNov 16, 2020
Instrument5833/50
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

June 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJun 12, 2019
Property Address214 MISSOURI AVE, SAINT CLOUD, FL 34769-2202
Document Number0055400413
Book / Page005540 / 000413
Instrument DateJun 10, 2019
Instrument76018
Record UpdatedJun 26, 2019
Title CompanySTEWART TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 THERESA DR KISSIMMEE FL 347445010, KISSIMMEE, FL 34744-5010

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 21, 2018
Property Address214 MISSOURI AVE, SAINT CLOUD, FL 34769-2202
Document Number0054362365
Book / Page005436 / 002365
Instrument DateNov 18, 2018
Instrument171460
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2018

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 THERESA DR KISSIMMEE FL 347445010, KISSIMMEE, FL 34744-5010

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,000.00 (+6.19%) Homeowner's exemption$266,397 (+5.99%)$377,900 (+14.58%) Land $54,000 Building $323,900
2023$3,767.00 (+6.53%) Homeowner's exemption$251,350 (+5.46%)$329,800 (+21.16%) Land $49,500 Building $280,300
2022$3,536.00 Homeowner's exemption$238,342$272,200 Land $45,000 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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