Harford County property record for 227 Gracecroft Ct, Havre De Grace, MD 21078
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,436 sqft · built 2000 |
| Lot Size | 0.058 acres (2,535 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Apr 2022) |
| Tax Bill | $2,540 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-054862 |
| Primary APN | 06-054862 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,436 sqft Total Area |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,535 sqft (0.058 acres) |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 054862 |
|---|---|
| Street Address | 227 GRACECROFT CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-2542 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 44 2535 SF 227 GRACECROFT COURT GRACECROFT S1 PT 93/37 |
| Legal Subdivision | VILLAGE GRACECROFT SEC 01 |
| Legal Lot Number | 44 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 306400 |
227 Gracecroft Ct, a townhouse, is owned and occupied by an individual who bought it in April 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Prior Sale | Apr 27, 2022 · Amount on File |
| Deed Book / Page | 15485 / 263 |
| Prior Transfer Date | Apr 5, 2022 |
| Prior Transfer Doc | 0154850263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 27, 2022 |
| Property Address | 227 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542 |
| Document Number | 0154850263 |
| Book / Page | 15485 / 263 |
| Map Reference | MB CGH 93 FO 37 |
| Instrument Date | Apr 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 227 GRACECROFT CT, 227, HAVRE DE GRACE, MD 21078-2542 |
| Name | Verified Name |
|---|
| Document Number | 0154850269 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 15485-0269 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 227 Gracecroft Ct was $2,540, up 22.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,540.00 (+22.23%) | $266,533 (+10.02%) | $290,800 (-) Land $75,000 Building $215,800 |
| 2025 | $2,078.00 | $242,267 | $290,800 Land $75,000 Building $215,800 |
| 2023 | $210,233 | $218,000 Land $56,500 Building $161,500 | |
| 2022 | $1,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Gracecroft Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2013–2025) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Gracecroft Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures