221 Gracecroft Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 221 Gracecroft Ct, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	3 ba · 1,340 sqft · built 2000
Lot Size	0.039 acres (1,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Jan 2007)
Tax Bill	$2,284 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-054897`

Property Details

APN / Parcel Number

Primary APN	`06-054897`
Alternative APNs	`6054897` `054897`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,340 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	054897
Street Address	221 GRACECROFT CT
City	HAVRE DE GRACE
State	MD
Zip	21078-2542
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 47 1700 SF 221 GRACECROFT COURT GRACECROFT S1 PT 93/37
Legal Subdivision	GRACECROFT
Legal Lot Number	47
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 30, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 9, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2007 · Amount on Record
Deed Sale	Jan 24, 2007 · Amount on Record
Prior Sale	Sep 14, 2000 · Amount on Record
Deed Document Number	2007480
Deed Book / Page	7174 / 266
Prior Transfer Date	Jan 4, 2007
Prior Transfer Doc	0071740266
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	221 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542

Mortgage

Document Number	0170630246
Date	Mar 31, 2026
Book Page	17063/246

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	221 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144950024
Date	Feb 16, 2021
Book Page	14495/24

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	221 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152800156
Date	Dec 30, 2021
Book Page	15280/156

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	221 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542
Document Number	0136980179
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 GRACECROFT CT HAVRE DE GRACE MD 210782542, HAVRE DE GRACE, MD 21078-2542

Mortgage

Document Number	0136980179
Date	Feb 19, 2020
Book Page	013698/000179

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	221 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2542
Document Number	0131990370
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 GRACECROFT CT HAVRE DE GRACE MD 210782542, HAVRE DE GRACE, MD 21078-2542

Mortgage

Document Number	0131990370
Date	Mar 26, 2019
Book Page	013199/000370

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,284.00 (+16.77%)	$239,667 (+7.75%)	$256,900 (-) Land $70,000 Building $186,900
2025	$1,956.00 (+7.53%)	$222,433 (+12.32%)	$256,900 (+25.19%) Land $70,000 Building $186,900
2023		$198,033	$205,200 Land $56,000 Building $149,200
2022	$1,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Gracecroft Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures