226 Gracecroft Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 226 Gracecroft Ct, Havre De Grace, MD 21078

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,340 sqft · built 2000
Lot Size0.039 acres (1,700 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Nov 2024)
Tax Bill$2,107 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-054811

Property Details

APN / Parcel Number

Primary APN06-054811
Alternative APNs
  • 6054811
  • 054811

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,340 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,700 sqft (0.039 acres)
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number054811
Street Address226 GRACECROFT CT
CityHAVRE DE GRACE
StateMD
Zip21078-2557
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLOT 40 1700 SF 226 GRACECROFT COURT GRACECROFT S1 PT 93/37
Legal SubdivisionGRACECROFT
Legal Lot Number40
JurisdictionHARFORD MD
Township / Civil Division6, HAVRE DE GRACE
Census Block Group3
Census Block3009
Census Tract306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address226 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleAug 26, 2022 · Amount on Record
Deed Book / Page16467 / 446
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 26, 2022
Property Address226 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557
Document Number0156470268
Book / Page15647 / 268
Instrument DateAug 9, 2022
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address226 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2557

Mortgage

Document Number0156470273
DateAug 26, 2022
Instrument15647-0273
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityHavre De Grace City
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,107.00 (+17.12%)$221,067 (+21.18%)$237,200 (+25.64%) Land $70,000 Building $167,200
2025$1,799.00 (+7.21%)
2023$182,433$188,800 Land $56,000 Building $132,800
2022$1,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2013–2025)
Claims Outside the SFHA4 of 5
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAVRE DE GRACE
serves 14,000 people · EPA ID MD0120012
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureOrganic carbon removal
Oct 2023
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Gracecroft Ct

Nearby Streets

Search Property Records by Address or Parcel Number