St. Louis County property record for 227 Emerling Dr, Saint Louis, MO 63121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,035 sqft · built 1953 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,943 (May 2026) |
| Tax Bill | $1,500 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13J-34-0404 |
| Primary APN | 13J-34-0404 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Balcony Area | 9 sqft |
| Canopy | 228 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 227 EMERLING DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63121-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 96A |
| Legal Description | ADELE TERRACE LOT 11 |
| Legal Subdivision | ADELE TERRACE |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORMANDY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 212701 |
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| May 6, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORPORATION |
| May 18, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Sep 15, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BIG RIVER FUNDING LLC |
| Sep 13, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | May 18, 2023 |
| Deed Document Number | 2026554 |
| Prior Transfer Date | Dec 5, 2022 |
| Prior Transfer Doc | 0000000218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 6, 2026 |
| Property Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 0000000554 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.554 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 0000000555, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..5.6.555 |
| Name | AMWEST FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 18, 2023 |
| Property Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 2023051800340 |
| Map Reference | MB 56 PG 42 |
| Instrument Date | Mar 18, 2023 |
| Instrument | 2023051800340 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 673 W BRIGHT CANYON DR, ORO VALLEY, AZ 85755-5732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 9, 2022 |
| Property Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 2022120900219 |
| Map Reference | MB 56 PG 42 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 2022120900219 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 2022120900220 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022120900220 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 15, 2022 |
| Property Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 2022091500200 |
| Map Reference | MB 56 PG 42 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022091500200 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3201 S BRENTWOOD BLVD, 3201, SAINT LOUIS, MO 63119-1780 |
| Name | Verified Name |
|---|---|
| Address | 111 WEST PORT PLZ STE 600, 600, SAINT LOUIS, MO 63146-3015 |
| Investor | Possibly a Property Investor |
| Document Number | 2022091500201 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022091500201 |
| Name | BIG RIVER FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 13, 2022 |
| Property Address | 227 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 2022091300198 |
| Map Reference | MB 56 PG 42 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022091300198 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11160 VILLAGE NORTH DR # 309, 11160, SAINT LOUIS, MO 63136-6159 |
| Name | Verified Name |
|---|---|
| Address | 3201 S BRENTWOOD BLVD, SAINT LOUIS, MO 63119-1780 |
| Investor | Possibly a Property Investor |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cool Valley City |
| County | St. Louis County |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,790 (-) Land $2,340 Building $15,450 | $93,600 (-) Land $12,300 Building $81,300 | |
| 2025 | $1,500.00 (+14.42%) | $17,790 (+23.03%) Land $2,340 Building $15,450 | $93,600 (+23%) Land $12,300 Building $81,300 |
| 2024 | $1,311.00 (+2.1%) | ||
| 2023 | $1,284.00 (+3.46%) | $14,460 (+13.68%) Land $2,740 Building $11,720 | $76,100 (+13.75%) Land $14,400 Building $61,700 |
| 2022 | $1,241.00 | $12,720 Land $2,740 Building $9,980 | |
| 2021 | $66,900 Land $14,400 Building $52,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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