St. Louis County property record for 231 Emerling Dr, Saint Louis, MO 63121
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,035 sqft · built 1953 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,737 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 13J-34-0385 |
| Primary APN | 13J-34-0385 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Game Room | Game Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 20 sqft |
| Balcony Area | 9 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 231 EMERLING DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63121-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 96A |
| Legal Description | ADELE TERRACE LOT 12 |
| Legal Subdivision | ADELE TERRACE |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORMANDY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 212701 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 717 CARMEL ST, VIRGINIA BEACH, VA 23457-1340 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 2, 2023 | Warranty Deed, Construction Loan · Construction Mortgage KEY FUNDING SOLUTIOSN LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2024 |
| Deed Sale | Jun 3, 2024 |
| Prior Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 202463137 |
| Prior Transfer Date | May 6, 2024 |
| Prior Transfer Doc | 0000000137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 231 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1653 E 390 N, SPANISH FORK, UT 84660-5690 |
| Document Number | 2024010300090 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024010300090 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 2, 2023 |
| Property Address | 231 EMERLING DR, SAINT LOUIS, MO 63121-1021 |
| Document Number | 2023100200147 |
| Map Reference | MB 56 PG 42 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023100200147 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 20, 2024 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1653 E 390 N, SPANISH FORK, UT 84660-5690 |
| Document Number | 2023100200148 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023100200148 |
| Name | KEY FUNDING SOLUTIOSN LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cool Valley City |
| County | St. Louis County |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,690 (-) Land $2,340 Building $18,350 | $108,900 (-) Land $12,300 Building $96,600 | |
| 2025 | $1,737.00 (+7.96%) | $20,690 (+15.72%) Land $2,340 Building $18,350 | $108,900 (+15.73%) Land $12,300 Building $96,600 |
| 2024 | $1,609.00 (+2.09%) | ||
| 2023 | $1,576.00 (+13.14%) | $17,880 (+25.3%) Land $2,740 Building $15,140 | $94,100 (+25.3%) Land $14,400 Building $79,700 |
| 2022 | $1,393.00 | $14,270 Land $2,740 Building $11,530 | |
| 2021 | $75,100 Land $14,400 Building $60,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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