218 Emerling Dr, Saint Louis, MO 63121 Property Records

St. Louis County property record for 218 Emerling Dr, Saint Louis, MO 63121

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,596 sqft · built 1928
Lot Size0.158 acres (6,861 sqft)
OwnerCompany Name on Record
Last Sale$89,000 (Apr 2022)
Tax Bill$1,777 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Aug 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN13J-34-0242

Property Details

APN / Parcel Number

Primary APN13J-34-0242

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleCustom Design
Exterior MaterialBrick
Foundation TypeRaised
Lot Area6,861 sqft (0.158 acres)
Lot Dimensions98 ft deep x 70 ft wide
Garage TypeDetached
Garage Area360 sqft
PorchOpen Concrete/Masonry Porch
Porch Area235 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address218 EMERLING DR
CitySAINT LOUIS
StateMO
Zip63121-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code96A
Legal DescriptionLA PALOMA TERRACE BLK 5 LOT 21-PT 20
Legal SubdivisionLA PALOMA TERRACE
Legal Block5
Legal Lot Number21
JurisdictionST LOUIS MO
Township / Civil DivisionNORMANDY
Census Block Group1
Census Block1030
Census Tract212701

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1968 S COAST HWY, LAGUNA BEACH, CA 92651-3681
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Special Warranty Deed, Transfer · Commercial Mortgage
LIMA ONE CAPITAL LLC
Aug 6, 2020Warranty Deed, Transfer · Line of Credit
AMERICAN BK/MO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2022 · Amount on Record
Deed SaleApr 20, 2022 · Amount on Record
Prior SaleJun 4, 2010 · Amount on Record
Deed Document Number2022266
Record UpdatedOct 29, 2026

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LOUIS MO
Recording DateApr 20, 2022
Property Address218 EMERLING DR, SAINT LOUIS, MO 63121-1022
Document Number2022042000266
Map ReferenceMB 24 PG 42
Instrument DateJan 14, 2022
Instrument2022042000266
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address480 TWIN CREEK RD, 480, CREVE COEUR, MO 63141-8623

Transferred To (Grantee/Buyer)

NameVerified Name
Address1968 S COAST HWY # 3786, 3786, LAGUNA BEACH, CA 92651-3681

Mortgage

Document Number2022042000272
DateApr 20, 2022
Instrument2022042000272
Lender
NameLIMA ONE CAPITAL LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 6, 2020
Property Address218 EMERLING DR, SAINT LOUIS, MO 63121-1022
Document Number0241781783
Book / Page024178 / 001783
Instrument DateJun 22, 2020
Instrument234
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyCONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address480 TWIN CREEK RD CREVE COEUR MO 631418623, CREVE COEUR, MO 63141-8623
InvestorPossibly a Property Investor

Mortgage

Document Number241781786
DateAug 6, 2020
Book Page024178/001786
Instrument235
Lender
NameAMERICAN BK/MO
TypeBank
AddressWRIGHT CITY, MO 63390
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCool Valley City
CountySt. Louis County
Unified School DistrictFerguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,190 (-) Land $2,360 Building $18,830$111,500 (-) Land $12,400 Building $99,100
2025$1,777.00 (-1.28%)$21,190 (+5.58%) Land $2,360 Building $18,830$111,500 (+5.59%) Land $12,400 Building $99,100
2024$1,800.00 (+2.1%)
2023$1,763.00 (+15.76%)$20,070 (+28.65%) Land $2,760 Building $17,310$105,600 (+28.62%) Land $14,500 Building $91,100
2022$1,523.00$15,600 Land $2,760 Building $12,840
2021$82,100 Land $14,500 Building $67,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims21 (2008–2024)
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 17 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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