Harford County property record for 227 E Belcrest Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 1958 |
| Lot Size | 0.342 acres (14,910 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,900 (Sep 2019) |
| Tax Bill | $3,261 (2026) |
| Deeds & Mortgages | May 2020 Mortgage May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-149536 |
| Primary APN | 03-149536 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,910 sqft (0.342 acres) |
| Lot Dimensions | 140 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 247 sqft |
| Patio Area | 766 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 149536 |
|---|---|
| Street Address | 227 E BELCREST RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT C-18 90/123X140 227 E BELCREST ROAD WAKEFIELD MEAD S3 P 7/85 |
| Legal Subdivision | WAKEFIELD MEADOWS |
| Legal Lot Number | C18 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 303501 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit HAR CO CU |
| Sep 12, 2019 | Grant Deed, Transfer · VA Mortgage ATLANTIC HM LOANS |
| Jan 29, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Dec 2, 2016 | Loan Modification, Mortgage · Conventional with PMI BAYVIEW LN SVCG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on Record |
| Deed Sale | Sep 12, 2019 · Amount on Record |
| Prior Sale | Jan 29, 2019 · Amount on Record |
| Deed Book / Page | 13440 / 308 |
| Transfer Doc | 0000001522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 227 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0138480124 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 13848/124 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 227 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0155030347 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 15503/347 |
| Name | HAR CO CU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 12, 2019 |
| Property Address | 227 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Document Number | 0134400308 |
| Book / Page | 013440 / 000308 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 227 E BELCREST RD BEL AIR MD 210145319, BEL AIR, MD 21014-5319 |
| Document Number | 134400315 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 013440/000315 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 29, 2019 |
| Property Address | 227 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Document Number | 0131390226 |
| Book / Page | 013139 / 000226 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 227 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Document Number | 0124200226 |
| Book / Page | 012420 / 000226 |
| Instrument Date | Dec 2, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 227 E BELCREST RD BEL AIR MD 210145319, BEL AIR, MD 21014-5319 |
| Document Number | 0124200226 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 012420/000226 |
| Name | BAYVIEW LN SVCG |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jul 4, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,261.00 (+4.52%) | $299,267 (+7.71%) | $308,400 (+4.65%) Land $90,900 Building $217,500 |
| 2025 | $3,120.00 (+6.27%) | ||
| 2023 | $277,833 | $294,700 Land $90,900 Building $203,800 | |
| 2022 | $2,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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