Harford County property record for 231 E Belcrest Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,744 sqft · built 1958 |
| Lot Size | 0.332 acres (14,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $528,000 (Dec 2025) |
| Tax Bill | $4,524 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-126617 |
| Primary APN | 03-126617 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,744 sqft Total Area |
| Basement Area | 1,035 sqft |
| Finished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,480 sqft (0.332 acres) |
| Lot Dimensions | 181 ft deep x 80 ft wide |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 702 sqft |
| Porch | Slab |
| Porch Area | 444 sqft |
| Deck Area | 350 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 126617 |
|---|---|
| Street Address | 231 E BELCREST RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT C-20 14480 SF 231 E BELCREST ROAD WAKEFIELD MEAD S3 P 7/85 |
| Legal Subdivision | WAKEFIELD |
| Legal Lot Number | C20 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 303501 |
231 E Belcrest Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 17, 2018 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on File |
| Deed Sale | Dec 11, 2025 · Amount on File |
| Prior Sale | Sep 16, 2024 · Amount on File |
| Deed Book / Page | 16926 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 11, 2025 |
| Property Address | 231 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Document Number | 0169260440 |
| Book / Page | 16926 / 440 |
| Map Reference | MB 7 FO 85 |
| Instrument Date | Dec 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | KING TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Document Number | 0016926448 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 16926/448 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 231 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | MIDATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0123300148 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 12330/0148 |
| Instrument | 12330-0148 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 17, 2018 |
| Property Address | 231 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Document Number | 0130940176 |
| Book / Page | 13094 / 0176 |
| Map Reference | MB GRG7 FO85 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 231 E BELCREST RD, BEL AIR, MD 21014-5319 |
| Document Number | 0013094182 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 13094/182 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 231 E Belcrest Rd was $4,524, up 16.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 (+16.36%) | $415,133 (+9.53%) | $487,400 (+28.6%) Land $90,800 Building $396,600 |
| 2025 | $3,888.00 Homeowner's exemption | $379,000 Land $90,800 Building $288,200 | $379,000 Land $90,800 Building $288,200 |
| 2023 | $341,933 | $379,000 Land $90,800 Building $288,200 | |
| 2022 | $3,522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 E Belcrest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 231 E Belcrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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