220 E Belcrest Rd, Bel Air, MD 21014 Property Records

Harford County property record for 220 E Belcrest Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,230 sqft · built 1959
Lot Size	0.293 acres (12,782 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Mar 2025)
Tax Bill	$3,897 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-148890`

Property Details

APN / Parcel Number

Primary APN	`03-148890`
Alternative APNs	`3148890` `148890`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Total Area
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,782 sqft (0.293 acres)
Lot Dimensions	154 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	276 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	148890
Street Address	220 E BELCREST RD
City	BEL AIR
State	MD
Zip	21014-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT D-14 111/55X154 220 E BELCREST ROAD WAKEFIELD MEAD S3 P 7/85
Legal Subdivision	WAKEFIELD MEADOWS
Legal Lot Number	D14
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3033
Census Tract	303501

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 E BELCREST RD, BEL AIR, MD 21014-5320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Mar 3, 2004 · Amount on Record
Deed Book / Page	16577 / 108
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	220 E BELCREST RD, BEL AIR, MD 21014-5320
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E BELCREST RD, BEL AIR, MD 21014-5320

Mortgage

Document Number	0160170339
Date	Aug 29, 2023
Book Page	16017/339

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,897.00 (+20.02%) Homeowner's exemption	$357,600 (+26.05%)	$448,200 (+43.52%) Land $90,500 Building $357,700
2025	$3,247.00 (+10.59%)
2023		$283,700	$312,300 Land $90,500 Building $221,800
2022	$2,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20