227 Dell Rd, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 227 Dell Rd, Sugar Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2 ba · 1,685 sqft · built 1972
Owner2 Individual Names on Record
Last Sale$154,000 (Sep 2019)
Tax Bill$1,829 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74411

Property Details

APN / Parcel Number

Primary APN74411
Alternative APN
  • 18570888100900000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,685 sqft Heated Area
Basement Area520 sqft
Finished Basement520 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
PorchPorch
Deck Area314 sqft
Patio Area314 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelCoal

Location & Zoning

Account Number74411
Street Address227 DELL RD
CitySUGAR MOUNTAIN
StateNC
Zip28604-7149
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeR2
Legal DescriptionSM MUSHROOM PK LOT 1 0017 0030
Legal SubdivisionSM MUSHROOM PK
Legal Lot Number1,17,30 17
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1037
Census Tract930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3119 IVY RD, GREENVILLE, NC 27858-7121
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Warranty Deed, Transfer
MOVEMENT MTG
Sep 13, 2019Warranty Deed, Transfer
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Prior SaleSep 13, 2019 · Amount on Record
Deed Document Number0005350496
Deed Book / Page000535 / 000496
Last Transfer DateNov 25, 2020
Transfer Doc0005522429
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 25, 2020
Property Address227 DELL RD, SUGAR MOUNTAIN, NC 28604-7149
Document Number0005522429
Book / Page000552 / 002429
Instrument DateNov 20, 2020
Instrument6875
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3119 IVY RD GREENVILLE NC 278587121, GREENVILLE, NC 27858-7121

Mortgage

Document Number5522432
DateNov 25, 2020
Book Page000552/002432
Instrument6876
Lender
NameMOVEMENT MTG
TypeMortgage Company
Address8024 CALVIN HALL RD, INDIAN LAND, SC 29707-8737
Agreement
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 13, 2019
Property Address227 DELL RD, SUGAR MOUNTAIN, NC 28604-7149
Document Number0005350496
Book / Page000535 / 000496
Instrument DateAug 15, 2019
Instrument4126
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address227 DELL RD SUGAR MOUNTAIN NC 286047149, SUGAR MOUNTAIN, NC 28604-7149

Mortgage

Document Number5350499
DateSep 13, 2019
Book Page000535/000499
Instrument4127
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
AmountAmount Recorded
Term360 Months
DueSep 12, 2049

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySugar Mountain Village
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,829.00 (+74.52%)$269,100 (+2.71%) Land $33,000 Building $236,100$269,100 (+2.71%) Land $33,000 Building $236,100
2023$1,048.00 (-4.9%)$262,000 (-) Land $33,000 Building $229,000$262,000 (-) Land $33,000 Building $229,000
2022$1,102.00$262,000 Land $33,000 Building $229,000$262,000 Land $33,000 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims16 (1997–2024)
Claims Outside the SFHA13 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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