Avery County property record for 191 Dell Rd, Sugar Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,165 sqft · built 1974 |
| Lot Size | 0.41 acres (17,844 sqft) |
| Owner | Company Name on File |
| Last Sale | $366,500 (Aug 2021) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1857-08-87-0944-00000 |
| Primary APN | 1857-08-87-0944-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,165 sqft Living Area |
| 1st Floor Area | 1,165 sqft |
| Basement Area | 522 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 17,844 sqft (0.41 acres) |
| Deck Area | 522 sqft |
| Patio Area | 522 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 76095 |
|---|---|
| Street Address | 191 DELL RD |
| City | SUGAR MOUNTAIN |
| State | NC |
| Zip | 28604-7148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SM MUSHROOM PK LOT 2 0017 0030 |
| Legal Subdivision | SM MUSHROOM PK |
| Legal Lot Number | 2 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 930200 |
191 Dell Rd is owned by a company that bought it in August 2021.
Source: Avery County records, as of March 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3901 EASTSHIRE CT |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CONSTRUCTIVE LOANS LLC |
| Aug 26, 2021 | Warranty Deed, Transfer |
| Feb 12, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Deed Document Number | 20215126 |
| Deed Book / Page | 565 / 36 |
| Prior Transfer Date | Jan 23, 2018 |
| Prior Transfer Doc | 0005161867 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 191 DELL RD, SUGAR MOUNTAIN, NC 28604-7148 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3901 EASTSHIRE CT, CHARLOTTE, NC 28226-3104 |
| Document Number | 0000005954 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 566/2013 |
| Instrument | 2021005954 |
| Name | CONSTRUCTIVE LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Aug 26, 2021 |
| Property Address | 191 DELL RD, SUGAR MOUNTAIN, NC 28604-7148 |
| Document Number | 0000005126 |
| Book / Page | 565 / 36 |
| Map Reference | MB 3 PG 60 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021005126 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $733.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19928 CALLAWAY HILLS LN, 19928, DAVIDSON, NC 28036-7002 |
| Name | Verified Name |
|---|---|
| Address | 3901 EASTSHIRE CT, CHARLOTTE, NC 28226-3104 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Feb 12, 2018 |
| Property Address | 191 DELL RD, SUGAR MOUNTAIN, NC 28604-7148 |
| Document Number | 0005161867 |
| Book / Page | 000516 / 001867 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 633 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6640 FOX RIDGE CIR DAVIDSON NC 280368089, DAVIDSON, NC 28036-8089 |
The 2025 property tax bill for 191 Dell Rd was $2,507, up 60.5% from the year before.
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Sugar Mountain Village |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 (+60.5%) | $368,800 Land $37,500 Building $331,300 | $368,800 Land $37,500 Building $331,300 |
| 2024 | $1,562.00 (+5.9%) | ||
| 2023 | $1,475.00 (-5.57%) | $368,800 (-) Land $37,500 Building $331,300 | $368,800 (-) Land $37,500 Building $331,300 |
| 2022 | $1,562.00 | $368,800 Land $37,500 Building $331,300 | $368,800 Land $37,500 Building $331,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Dell Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 16 (1997–2024) |
| Claims Outside the SFHA | 13 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Dell Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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