184 Dell Rd, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 184 Dell Rd, Sugar Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2 ba · 848 sqft · built 1972
OwnerIndividual Name on Record
Last Sale$230,500 (Dec 2020)
Tax Bill$1,555 (2025)
Flood ZoneZone X (minimal risk)
APN74607

Property Details

APN / Parcel Number

Primary APN74607
Alternative APN
  • 18570887280500000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area848 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1997
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt

Exterior Amenities

PorchPorch
Porch Area48 sqft
Deck Area268 sqft
Patio Area268 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelCoal

Location & Zoning

Account Number74607
Street Address184 DELL RD
CitySUGAR MOUNTAIN
StateNC
Zip28604-7148
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeR2
Legal DescriptionSM MUSHROOM PK LOT 15 PLAT 17-30
Legal SubdivisionSM MUSHROOM PK
Legal Lot Number15
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1028
Census Tract930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 LOCHNESS LN, CARY, NC 27511-5418
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Deed Document Number0000554326
Deed Book / Page554 / 326
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySugar Mountain Village
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,555.00 (+69.95%)$228,800 (-) Land $45,000 Building $183,800$228,800 (-) Land $45,000 Building $183,800
2023$915.00$228,800 (-) Land $45,000 Building $183,800$228,800 (-) Land $45,000 Building $183,800
2022$915.00$228,800 Land $45,000 Building $183,800$228,800 Land $45,000 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims16 (1997–2024)
Claims Outside the SFHA13 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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