Manatee County property record for 227 Cape Harbour Loop, Unit 108, Bradenton, FL 34212
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,200 sqft · built 2006 |
| Lot Size | 2.16 acres (94,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Aug 2018) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 11024-1160-9 |
| Primary APN | 11024-1160-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Units | 9 Units |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 94,174 sqft |
| View / Lot | End Unit |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 227 CAPE HARBOUR LOOP, 108 |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34212-2117 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD-MU |
| Legal Description | UNIT 1508 BLDG 15 THE TOWNHOMES AT LIGHTHOUSE COVE IV A CONDO LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & 239/369. PI#11024.1160/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 26 |
| Legal Subdivision | THE TOWNHOMES AT LIGHTHOUSE COVE IV |
| Legal Tract | 01102403 |
| Legal Block | 15 |
| Legal Lot Number | 1508 |
| Legal Unit | 1508 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 2025 |
227 Cape Harbour Loop, Unit 108 is owned and occupied by an individual who bought it in August 2018.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 CAPE HARBOUR LOOP, 108, BRADENTON, FL 34212-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 5, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2018 · Amount on File |
| Deed Sale | Aug 2, 2018 · Amount on File |
| Prior Sale | Dec 18, 2006 · Amount on File |
| Deed Document Number | 201878998 |
| Deed Book / Page | 2741 / 1633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 227 CAPE HARBOUR LOOP UNIT 108, 108, BRADENTON, FL 34212-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 227 CAPE HARBOUR LOOP 108, 108, BRADENTON, FL 34212-2117 |
| Document Number | 0041082707 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 202141082707 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 227 CAPE HARBOUR LOOP UNIT 108, 108, BRADENTON, FL 34212-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 227 CAPE HARBOUR LOOP, BRADENTON, FL 34212-2116 |
| Document Number | 0041045838 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 202241045838 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 227 Cape Harbour Loop, Unit 108 was $1,962 with a homeowner's exemption, up 4.3% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,513 (+2.7%) | $176,716 (-7.6%) Building $176,716 | |
| 2025 | $1,962.00 (+4.31%) | $136,819 | $191,250 Building $191,250 |
| 2024 | $1,881.00 (+1.46%) | ||
| 2023 | $1,854.00 (+3.23%) Homeowner's exemption | $129,090 (+3%) | $225,250 (+23.29%) Building $225,250 |
| 2022 | $1,796.00 Homeowner's exemption | $125,330 | $182,700 Building $182,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Cape Harbour Loop, Unit 108 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Cape Harbour Loop, Unit 108 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures