227 Cape Harbour Loop, Unit 103, Bradenton, FL 34212 Property Records

Manatee County property record for 227 Cape Harbour Loop, Unit 103, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,429 sqft · built 2006
Lot Size	2.16 acres (94,174 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2025)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11024-1135-9`

Property Details

APN / Parcel Number

Primary APN	`11024-1135-9`
Alternative APN	`3418261102411359`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,429 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	644 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,174 sqft
View / Lot	Interior Unit
Porch	Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	227 CAPE HARBOUR LOOP, 103
City	BRADENTON
State	FL
Zip	34212-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 1503 BLDG 15 THE TOWNHOMES AT LIGHTHOUSE COVE IV A CONDO [INSERT LESS 1/16 INT IN OIL & MIN RTS DESC IN DB 240/45 & 239/369]. PI#11024.1135/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE IV
Legal Tract	01102403
Legal Block	15
Legal Lot Number	1503
Legal Unit	1503
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

227 Cape Harbour Loop, Unit 103 is owned by an individual who bought it in August 2025.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	402 W WORCHESTER, SILOAM SPRINGS, AR 72761-8973
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	2025101056
Prior Transfer Date	Apr 1, 2008
Prior Transfer Doc	0022566693
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	227 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2117
Document Number	0041145015
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CAPE HARBOUR LOOP #103 BRADENTON FL 342122117, 103, BRADENTON, FL 34212-2117

Mortgage

Document Number	0041145015
Date	Dec 29, 2020
Instrument	41145015

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 29, 2020
Property Address	227 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2117
Document Number	0041145014
Instrument Date	Dec 22, 2020
Instrument	41145014
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CAPE HARBOUR LOOP #103 BRADENTON FL 342122117, 103, BRADENTON, FL 34212-2117

Mortgage

Document Number	41145015
Date	Dec 29, 2020
Instrument	41145015

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 227 Cape Harbour Loop, Unit 103 was $2,080, up 4.4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,644 (+21.71%) Building $180,644	$180,644 (-7.6%) Building $180,644
2025	$2,080.00 (+4.37%) Homeowner's exemption Widower's exemption	$148,423	$195,500 Building $195,500
2024	$1,993.00 (+1.58%)
2023	$1,962.00 (-0.2%) Widower's exemption	$140,039 (+3%)	$233,750 (+23.68%) Building $233,750
2022	$1,966.00 Homeowner's exemption Widower's exemption	$135,960	$189,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Cape Harbour Loop, Unit 103 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Cape Harbour Loop, Unit 103 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Cape Harbour Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures