227 Cape Harbour Loop, Unit 102, Bradenton, FL 34212 Property Records

Manatee County property record for 227 Cape Harbour Loop, Unit 102, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,200 sqft · built 2006
Lot Size	2.16 acres (94,174 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Mar 2026)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`11024-1130-9`

Property Details

APN / Parcel Number

Primary APN	`11024-1130-9`
Alternative APN	`3418261102411309`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,174 sqft
View / Lot	End Unit

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	227 CAPE HARBOUR LOOP, 102
City	BRADENTON
State	FL
Zip	34212-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 1502 BLDG 15 THE TOWNHOMES AT LIGHTHOUSE COVE IV A CONDO LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & 239/369. PI#11024.1130/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE IV
Legal Tract	01102403
Legal Block	15
Legal Lot Number	1502
Legal Unit	1502
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4635 61ST DR E, BRADENTON, FL 34203-6300
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Feb 4, 2011 · Amount on Record
Deed Document Number	202636180
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0041073342
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	227 CAPE HARBOUR LOOP UNIT 102, 102, BRADENTON, FL 34212-2117
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 61ST DR E, BRADEN RIVER, FL 34203-6300

Mortgage

Document Number	0041036181
Date	Mar 31, 2026
Instrument	202641036181

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Nov 5, 2021
Property Address	227 CAPE HARBOUR LOOP UNIT 102, 102, BRADENTON, FL 34212-2117
Document Number	0041147880
Map Reference	MB 2113 PG 6703
Instrument Date	Feb 11, 2021
Instrument	202141147880
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CAPE HARHOUR LOOP #102 # 102, 102, BRAD XX

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,935 (-6.04%) Building $164,935	$164,935 (-7.6%) Building $164,935
2025	$3,085.00 (-0.26%) Senior Citizen's exemption	$175,546 (-17.39%)	$178,500 (-16%) Building $178,500
2024	$3,093.00 (+0.19%)
2023	$3,087.00 (+12.5%)	$212,500 (+21.19%) Building $212,500	$212,500 (+21.19%) Building $212,500
2022	$2,744.00	$175,350 Building $175,350	$175,350 Building $175,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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