227 Beechtree Cir, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 227 Beechtree Cir, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,643 sqft · built 1999
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Nov 2022)
Tax Bill	$4,696 (2022)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1625791`

Property Details

APN / Parcel Number

Primary APN	`1625791`
Alternative APN	`37856`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,643 sqft Heated Area
Attic Area	288 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Garage Area	648 sqft
Porch	Porch
Porch Area	240 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	37856
Street Address	227 BEECHTREE CIR
City	RUTHERFORDTON
State	NC
Zip	28139-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-2
Legal Description	SOUTHRIDGE LO48ANPT49 SE2 PL15-97
Legal Subdivision	SOUTHRIDGE
Legal Block	4
Legal Lot Number	48
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2000
Census Tract	960400

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	227 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 28, 2017	Warranty Deed, Transfer · Conventional with PMI EVERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	0020662239
Deed Book / Page	2066 / 2239
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 1, 2022
Property Address	227 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Document Number	0020662239
Book / Page	2066 / 2239
Map Reference	MB 15 PG 97
Instrument Date	Nov 1, 2022
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 WATERLOO ST, 74, WARRENTON, VA 20186-3226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912

Mortgage

Document Number	0020662242
Date	Nov 1, 2022
Book Page	2066/2242

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.65%
Index	5-Year TN
Max Rate	10.6%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 28, 2017
Property Address	227 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Document Number	0011450680
Book / Page	001145 / 000680
Instrument Date	Feb 28, 2017
Instrument	8151
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 BEECHTREE CIR RUTHERFORDTON NC 281396912, RUTHERFORDTON, NC 28139-6912

Mortgage

Document Number	12420575
Date	Feb 28, 2017
Book Page	001242/000575
Instrument	8152

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$586,200 Land $35,000 Building $551,200	$586,200 Land $35,000 Building $551,200
2022	$4,696.00
2021	$4,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, Pangaea Internet, Spectrum, Verizon.

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