220 Beechtree Cir, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 220 Beechtree Cir, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,248 sqft · built 2007
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2020)
Tax Bill	$5,616 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1618386`

Property Details

APN / Parcel Number

Primary APN	`1618386`
Alternative APN	`33017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,248 sqft Heated Area
Basement Area	1,729 sqft
Finished Basement	1,729 sqft
Unfinished Basement	1,729 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	220 BEECHTREE CIR
City	RUTHERFORDTON
State	NC
Zip	28139-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-2
Legal Description	SOUTHRIDGE LO:61 SE:2 PL:19-85
Legal Lot Number	61
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2001
Census Tract	960400

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Mar 7, 2006 · Amount on Record
Deed Book / Page	2032 / 2927
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0011430815
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 4, 2020
Property Address	220 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Document Number	0020322927
Book / Page	2032 / 2927
Map Reference	MB 19 PG 85
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 EDWARDS ST, 185, RUTHERFORDTON, NC 28139-3020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912

Mortgage

Document Number	0020322929
Date	May 4, 2020
Instrument	2032/2929

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 31, 2017
Property Address	220 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Document Number	0011430815
Book / Page	001143 / 000815
Instrument Date	Jan 25, 2017
Instrument	7148
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 BEECHTREE CIR RUTHERFORDTON NC 281396912, RUTHERFORDTON, NC 28139-6912

Mortgage

Document Number	12400551
Date	Jan 31, 2017
Book Page	001240/000551
Instrument	7149

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,616.00 (+29.07%)	$578,000 (-) Land $35,000 Building $543,000	$578,000 (-) Land $35,000 Building $543,000
2023		$578,000 Land $35,000 Building $543,000	$578,000 Land $35,000 Building $543,000
2022	$4,351.00
2021	$4,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, Pangaea Internet, Spectrum, Verizon.

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