201 Beechtree Cir, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 201 Beechtree Cir, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,847 sqft · built 2022
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Apr 2021)
Tax Bill	$4,059 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1618378`

Property Details

APN / Parcel Number

Primary APN	`1618378`
Alternative APN	`15060034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,847 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,078 sqft (2.55 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	201 BEECHTREE CIR
City	RUTHERFORDTON
State	NC
Zip	28139-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-2
Legal Description	SOUTHRIDGE LO:45 SE:2 PL:38-28
Legal Subdivision	SOUTHRIDGE SUBDIVISION
Legal Lot Number	45
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2000
Census Tract	960400

Owner

Source: Rutherford County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Apr 6, 2021	Warranty Deed, Transfer
Mar 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Book / Page	2044 / 3721
Last Transfer Date	Feb 6, 2026
Transfer Doc	0020992985
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	201 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1002, RUTHERFORDTON, NC 28139-1002

Mortgage

Document Number	0020483745
Date	Jul 14, 2021
Book Page	2048/3745

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	LIBOR
Max Rate	8.62%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	201 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020592576
Date	Apr 13, 2022
Book Page	2059/2576

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 6, 2021
Property Address	201 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Document Number	0020443721
Book / Page	2044 / 3721
Map Reference	MB 1171 PG 17
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$64.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 FAIRFOREST DR, RUTHERFORDTON, NC 28139-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RED BUD LN, RUTHERFORDTON, NC 28139-3213

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 27, 2018
Property Address	201 BEECHTREE CIR, RUTHERFORDTON, NC 28139-6912
Document Number	0011710017
Book / Page	001171 / 000017
Instrument Date	Mar 27, 2018
Instrument	8780
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$65.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	162 DALEHURST ST FOREST CITY NC 280432510, FOREST CITY, NC 28043-2510

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,059.00 (+2,142.54%)	$421,100 (-) Land $29,300 Building $391,800	$421,100 (-) Land $29,300 Building $391,800
2023		$421,100 Land $29,300 Building $391,800	$421,100 Land $29,300 Building $391,800
2022	$181.00
2021	$181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, Pangaea Internet, Spectrum, Verizon.

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