227 2nd Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 227 2nd Ave, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1900
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$129,200 (Aug 2023)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-499-054-00`

Property Details

APN / Parcel Number

Primary APN	`051-499-054-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	385 ft deep x 66 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 2ND AVE
City	THREE RIVERS
State	MI
Zip	49093-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON S LN OF 2ND AVE 198 FT W FR W LN OF WOOD ST TH S 396.5 FT TH W 66 FT TH N 396.5 FT TO S LN OF 2ND AV TH E ALG S LN OF
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	2
Census Block	2029
Census Tract	40400

Owner

Source: St. Joseph County records · APN 051-499-054-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	227 2ND AVE, THREE RIVERS, MI 49093-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2023 · Amount on Record
Deed Sale	Aug 03, 2023 · Amount on Record
Prior Sale	Feb 02, 2016 · Amount on Record
Prior Transfer Date	May 27, 2005
Prior Transfer Doc	1758/0380
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 03, 2023
Property Address	227 2ND AVE, THREE RIVERS, MI 49093-1639
Document Number	2023005543
Instrument Date	Jul 24, 2023
Instrument	2023005543
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$971.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 S CLARK ST, ATHENS, MI 49011-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15707 S 22ND ST, VICKSBURG, MI 49097-9787

Mortgage

Document Number	2023005544
Date	Aug 03, 2023
Instrument	2023005544

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,800 (+8.34%)	$189,600 (+8.34%)
2025	$2,603.00 (+21.07%) Homeowner's exemption	$87,500 (+33.38%) Land $7,000 Building $80,500	$175,000 (+33.38%) Land $14,000 Building $161,000
2023		$65,600 Land $2,500 Building $63,100	$131,200 Land $5,000 Building $126,200
2022	$2,150.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490404002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.