230 2nd Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 230 2nd Ave, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$87,500 (Nov 2021)
Tax Bill$3,037 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-445-045-00

Property Details

APN / Parcel Number

Primary APN051-445-045-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area784 sqft
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions175 ft deep x 50 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address230 2ND AVE
CityTHREE RIVERS
StateMI
Zip49093-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionE 50 FT OF S 175 FT OF LOT 20 BLK 58 PORTAGE ADD CITY OF THREE RIVERS
Legal SubdivisionPORTAGE ADD
Legal Block58
Legal Lot Number20
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2028
Census Tract40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address230 2ND AVE, THREE RIVERS, MI 49093-1640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleJul 30, 2007
Deed Document Number202111004
Prior Transfer DateDec 23, 1994
Prior Transfer Doc0720000713
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 1, 2021
Property Address230 2ND AVE, THREE RIVERS, MI 49093-1640
Document Number2021011004
Map ReferenceLB 28 PG 425
Instrument DateOct 28, 2021
Instrument2021011004
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyDIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$656.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 2ND AVE, THREE RIVERS, MI 49093-1639

Mortgage

DateNov 1, 2021
Lender
NameTEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,800 (+39.11%) Land $3,600 Building $62,200$131,600 (+39.11%) Land $7,200 Building $124,400
2025$3,037.00 (+13.62%)
2023$47,300 Land $1,900 Building $45,400$94,600 Land $3,800 Building $90,800
2022$2,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1989–2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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