214 2nd Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 214 2nd Ave, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,472 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Jan 2014)
Tax Bill$1,661 (2025)
Deeds & MortgagesDec 2006 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-445-040-00

Property Details

APN / Parcel Number

Primary APN051-445-040-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,472 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions175 ft deep x 50 ft wide
Garage Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address214 2ND AVE
CityTHREE RIVERS
StateMI
Zip49093-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionW 50 FT OF S 175 FT OF LOT 18 BLK 58 PORTAGE ADD CITY OF THREE RIVERS.
Legal SubdivisionPORTAGE ADD
Legal Block58
Legal Lot Number18
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2028
Census Tract40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address214 2ND AVE, THREE RIVERS, MI 49093-1640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2014 · Amount on Record
Deed SaleJan 8, 2014 · Amount on Record
Prior SaleApr 23, 2013 · Amount on Record
Deed Book / Page1731 / 23
Prior Transfer DateOct 27, 2008
Prior Transfer Doc1515/0957
Record UpdatedSep 20, 2026

December 2006: Deed, Transfer

Document TypeDeed
JurisdictionST JOSEPH MI
Recording DateDec 19, 2006
Property Address214 2ND AVE, THREE RIVERS, MI 49093-1640
Document Number01412/0864
Book / Page1412 / 0864
Map ReferenceLB2 PG22
Instrument DateDec 12, 2006
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyVT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$636.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9550 E THUNDERBIRD RD # RD139, RD139, SCOTTSDALE, AZ 85260-3770

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 2ND AVE, THREE RIVERS, MI 49093-1640

Mortgage

Document Number0014120865
DateDec 19, 2006
Instrument1412/0865
Lender
NameDECISION ONE MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueDec 14, 2036
Interest
Rate TypeAdjustable Rate
Rate10.7%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change10.7%
Max Rate At Change13.7%
Index6-Month LIBOR
Margin8
Max Rate16.7%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,100 (+40.16%) Land $3,600 Building $65,500$138,200 (+40.16%) Land $7,200 Building $131,000
2025$1,661.00 (+13.38%) Homeowner's exemption
2023$49,300 Land $1,900 Building $47,400$98,600 Land $3,800 Building $94,800
2022$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1989–2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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