2267 Geddes Rd, Rockford, IL 61103 Property Records

Winnebago County property record for 2267 Geddes Rd, Rockford, IL 61103

Property Summary

Property Type	Rural Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2022)
Tax Bill	$7,379 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-201-003`

Property Details

APN / Parcel Number

Primary APN	`07-26-201-003`
Alternative APNs	`726201003` `098 012`

Exterior

Lot Area	87,120 sqft

Location & Zoning

Street Address	2267 GEDDES RD
City	ROCKFORD
State	IL
Zip	61103-8934
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	W 188 FT OF E 1491.9 FT OF S 448.9 FTOF N 1/2 OF NE 1/4 SEC SEC: 26 TWP: 045 RANGE: 001 ACRES: 2.00
Legal Range	01E
Legal Township	45N
Legal Section	26
Jurisdiction	WINNEBAGO IL
Township / Civil Division	OWEN
Census Block Group	2
Census Block	2015
Census Tract	3801

Owner

2267 Geddes Rd, a rural home, is owned and occupied by two individuals who bought it in June 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2267 GEDDES RD, ROCKFORD, IL 61103-8934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Sep 25, 2019	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Sep 25, 2019 · Amount on File
Deed Document Number	202219332
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 21, 2022
Property Address	2267 GEDDES RD, ROCKFORD, IL 61103-8934
Document Number	0000019332
Instrument Date	Jun 17, 2022
Instrument	2219332
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2267 GEDDES RD, ROCKFORD, IL 61103-8934

Mortgage

Document Number	0000019333
Date	Jun 21, 2022
Instrument	2219333

Lender

Name	BLACKHAWK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 25, 2019
Property Address	2267 GEDDES RD, ROCKFORD, IL 61103-8934
Document Number	0001032135
Instrument Date	Sep 20, 2019
Instrument	1032135
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2267 GEDDES RD ROCKFORD IL 611038934, ROCKFORD, IL 61103-8934

Mortgage

Document Number	1032136
Date	Sep 25, 2019
Instrument	1032136

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2267 Geddes Rd was $7,379 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Owen Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,379.00	$120,146 Land $17,535 Building $102,611	$360,438 Land $52,605 Building $307,833
2022	Homeowner's exemption	$85,489 Land $12,477 Building $73,012	$256,467 Land $37,431 Building $219,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2267 Geddes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2267 Geddes Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
Rise Broadband Fixed Wireless	10 / 1

May also be available: Verizon.

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