Winnebago County property record for 2176 Geddes Rd, Rockford, IL 61103
| Property Type | Rural Home |
|---|---|
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,500 (May 2014) |
| Tax Bill | $2,968 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-276-002 |
| Primary APN | 07-26-276-002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 76,666 sqft |
|---|
| Account Number | 098 017 |
|---|---|
| Street Address | 2176 GEDDES RD |
| City | ROCKFORD |
| State | IL |
| Zip | 61103-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | COMM NE COR NE1/4 SEC 26-45-1 TH SE 1324.95 FT SW 843.93 FT TO POB TH W APPROX 122.87 FT S APPROX 662.7 FT E APPROX 111.26 FT NW 335.16 NE 161 FT TH N 1 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | OWEN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3801 |
2176 Geddes Rd, a rural home, is owned and occupied by an individual who bought it in May 2014.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2176 GEDDES RD, ROCKFORD, IL 61103-8937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2014 · Amount on File |
| Deed Sale | May 22, 2014 · Amount on File |
| Deed Document Number | 20141017251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 2176 GEDDES RD, ROCKFORD, IL 61103-8937 |
| Document Number | 0001008462 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 2176 GEDDES RD ROCKFORD IL 611038937, ROCKFORD, IL 61103-8937 |
| Document Number | 0001008462 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 1008462 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 2176 Geddes Rd was $2,968 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Owen Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,968.00 | $51,920 Land $14,302 Building $37,618 | $155,760 Land $42,906 Building $112,854 |
| 2022 | Homeowner's exemption | $38,397 Land $11,630 Building $26,767 | $115,191 Land $34,890 Building $80,301 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2176 Geddes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2176 Geddes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Rise Broadband Fixed Wireless | 10 / 1 |
May also be available: Verizon.
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