2107 Geddes Rd, Rockford, IL 61103 Property Records

Winnebago County property record for 2107 Geddes Rd, Rockford, IL 61103

Property Summary

Property Type	Rural Home
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2018)
Tax Bill	$7,293 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-226-006`

Property Details

APN / Parcel Number

Primary APN	`07-26-226-006`
Alternative APNs	`726226006` `098 007`

Exterior

Lot Area	130,680 sqft

Location & Zoning

Account Number	098 007
Street Address	2107 GEDDES RD
City	ROCKFORD
State	IL
Zip	61103-8960
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	EXC W 1 A ALL TR W 380.86 FT E 820.20FT S 457.5 FT N 1/2 NE 1/4 SEC SEC: 26TWP: 045 RANGE: 001 ACRES: 3.00
Legal Tract	W
Jurisdiction	WINNEBAGO IL
Township / Civil Division	OWEN
Census Block Group	2
Census Block	2015
Census Tract	3801

Owner

2107 Geddes Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU
Jul 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Jun 27, 2018	Deed of Trust, Mortgage · FHA Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	20181020147
Last Transfer Date	Jul 22, 2019
Transfer Doc	0001024347
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024750
Date	Sep 24, 2025
Instrument	2524750

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.72%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025782
Date	Aug 19, 2022
Instrument	2225782

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028745
Date	Aug 13, 2021
Instrument	2128745

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 22, 2019
Property Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Document Number	0001024347
Instrument Date	Jul 22, 2019
Instrument	1024347
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 GEDDES RD ROCKFORD IL 611038960, ROCKFORD, IL 61103-8960

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 17, 2018
Property Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Document Number	0001020147
Instrument Date	Jun 27, 2018
Instrument	1020147
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 GEDDES RD ROCKFORD IL 611038960, ROCKFORD, IL 61103-8960

Mortgage

Document Number	1020149
Date	Jul 17, 2018
Instrument	1020149

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	1020148,
Date	Jul 17, 2018
Instrument	1020148

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Document Number	0001028777
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 GEDDES RD ROCKFORD IL 611038960, ROCKFORD, IL 61103-8960

Mortgage

Document Number	0001028777
Date	Oct 3, 2018
Instrument	1028777

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2107 GEDDES RD, ROCKFORD, IL 61103-8960
Document Number	0001028776
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 GEDDES RD ROCKFORD IL 611038960, ROCKFORD, IL 61103-8960

Mortgage

Document Number	0001028776
Date	Oct 3, 2018
Instrument	1028776

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	ROCKFORD, IL 61114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Geddes Rd was $7,293 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Owen Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,293.00	$118,808 Land $16,816 Building $101,992	$356,424 Land $50,448 Building $305,976
2022	Homeowner's exemption	$84,537 Land $11,965 Building $72,572	$253,611 Land $35,895 Building $217,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Geddes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 Geddes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
Rise Broadband Fixed Wireless	10 / 1

May also be available: Verizon.

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