2264 Steamboat Loop E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2264 Steamboat Loop E, Port Orchard, WA 98366

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 3,007 sqft · built 2004
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Jul 2022)
Tax Bill$5,077 (2026)
Deeds & MortgagesSep 2022 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5234-000-040-0009

Property Details

APN / Parcel Number

Primary APN5234-000-040-0009
Alternative APN
  • 2186427

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area3,007 sqft Living Area
Gross Area3,513 sqft
1st Floor Area1,335 sqft
2nd Floor Area1,672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMulti-Level
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area20,037 sqft (0.46 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Deck Area80 sqft
Patio Area283 sqft
Canopy203 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2264 STEAMBOAT LOOP E
CityPORT ORCHARD
StateWA
Zip98366-4856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUL
Legal DescriptionLOT 40, HARBOR LIGHTS ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 161 TO 167, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range2E
Legal Township24
Legal Section30
Legal SubdivisionHARBOR LIGHTS
Legal Block2
Legal Lot Number40
JurisdictionKITSAP WA
Township / Civil DivisionPORT ORCHARD
Census Block Group2
Census Block2002
Census Tract92500

Owner

2264 Steamboat Loop E is owned and occupied by two individuals who bought it in July 2022.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2264 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLYHOMES MORTGAGE LLC
Jul 20, 2022Warranty Deed, Transfer · Conventional Mortgage
FLYHOMES MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2022 · Amount on File
Deed SaleJul 20, 2022 · Amount on File
Prior SaleJul 14, 2015 · Amount on File
Deed Document Number2022106
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2264 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyLAND TITLE COMPANY-SILVERDALE, LAND TITLE CO SILVERDALE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000174
DateSep 30, 2022
Instrument202209300174
Lender
NameFLYHOMES MORTGAGE LLC
TypeMortgage Company
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateJul 20, 2022
Property Address2264 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Document Number0000000106
Map ReferenceVOL 27 PG 161-168
Instrument DateJul 12, 2022
Instrument202207200106
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyLAND TITLE COMPANY-SILVERDALE, LAND TITLE CO SILVERDALE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,963.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2264 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856

Mortgage

Document Number0000000107
DateJul 20, 2022
Instrument202207200107
Lender
NameFLYHOMES MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term6 Months
DueJan 16, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 2264 Steamboat Loop E was $5,077.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
Unified School DistrictSouth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$579,090 (-) Land $92,600 Building $486,490$579,090 (-) Land $92,600 Building $486,490
2026$5,077.00$579,090 Land $92,600 Building $486,490$579,090 Land $92,600 Building $486,490
2024$4,655.00 (+0.63%)$565,790 (-) Land $77,000 Building $488,790$565,790 (-) Land $77,000 Building $488,790
2023$4,626.00$565,790 Land $77,000 Building $488,790$565,790 Land $77,000 Building $488,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2264 Steamboat Loop E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2264 Steamboat Loop E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.1% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWest Sound Utility District #1
serves 28,930 people · EPA ID WA5302600
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50

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