2271 Steamboat Loop E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2271 Steamboat Loop E, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1995
Lot Size	0.83 acres (36,154 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Mar 2025)
Tax Bill	$4,734 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5234-000-016-0009`

Property Details

APN / Parcel Number

Primary APN	`5234-000-016-0009`
Alternative APN	`2186187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	36,154 sqft (0.83 acres)
View / Lot	Poor
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	92 sqft
Patio Area	252 sqft
Canopy	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2271 STEAMBOAT LOOP E
City	PORT ORCHARD
State	WA
Zip	98366-4856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	RESULTANT PARCEL D OF BOUNDARY LINE ADJUSTMENT RECORDED UNDER AUDITORS FILE NUMBER 9402030243: LOT 16 OF THE PLAT OF HARBOR LIGHTS AS RECORDED IN VOLUME 27, AT PAGE 161 IN KITSAP COUNTY, WASHINGTON; AND THE FOLLOWING DESCRIBED PARCEL OF LAND: BEGINNI
Legal Range	2E
Legal Township	24
Legal Section	30
Legal Subdivision	HARBOR LIGHTS
Legal Block	2
Legal Lot Number	16
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2000
Census Tract	92500

Owner

2271 Steamboat Loop E is owned and occupied by two individuals who bought it in March 2025.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2271 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Document Number	202531
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Aug 26, 2020
Property Address	2271 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Document Number	0008260218
Instrument Date	Aug 21, 2020
Instrument	202008260218
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,317.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2271 STEAMBOAT LOOP E PORT ORCHARD WA 983664856, PORT ORCHARD, WA 98366-4856

Mortgage

Document Number	8260219
Date	Aug 26, 2020
Instrument	202008260219

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2271 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Document Number	0008190228
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ATTORNEY'S TITLE/KITSAP-PORTOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2271 STEAMBOAT LOOP E PORT ORCHARD WA 983664856, PORT ORCHARD, WA 98366-4856

Mortgage

Document Number	0008190228
Date	Aug 19, 2019
Instrument	201908190228

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 18, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 2271 Steamboat Loop E was $4,734.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$538,830 (-) Land $102,790 Building $436,040	$538,830 (-) Land $102,790 Building $436,040
2026	$4,734.00	$538,830 Land $102,790 Building $436,040	$538,830 Land $102,790 Building $436,040
2024	$3,929.00 (+0.61%)	$477,620 (-) Land $87,520 Building $390,100	$477,620 (-) Land $87,520 Building $390,100
2023	$3,905.00	$477,620 Land $87,520 Building $390,100	$477,620 Land $87,520 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2271 Steamboat Loop E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2271 Steamboat Loop E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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