2253 Steamboat Loop E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2253 Steamboat Loop E, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1996
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$285,280 (Mar 2006)
Tax Bill	$505 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5234-000-013-0002`

Property Details

APN / Parcel Number

Primary APN	`5234-000-013-0002`
Alternative APN	`2186153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Terrain	Low
View / Lot	Poor
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	20 sqft
Patio Area	460 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2253 STEAMBOAT LOOP E
City	PORT ORCHARD
State	WA
Zip	98366-4856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	EXCEPT FULLY TAXABLE PORTION TO 5234-000-013-0101 (SR CIT EXEMPTION) LOT 13, HARBOR LIGHTS ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 161 TO 167, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WAS
Legal Range	2E
Legal Township	24
Legal Section	30
Legal Subdivision	HARBOR LIGHTS
Legal Block	2
Legal Lot Number	13
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2000
Census Tract	92500

Owner

2253 Steamboat Loop E is owned and occupied by an individual who bought it in March 2006.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2253 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage KITSAP CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage KITSAP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2006 · Amount on File
Deed Sale	Mar 31, 2006 · Amount on File
Prior Sale	Aug 2, 1996 · Amount on File
Deed Document Number	2006157
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2253 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000028
Date	Aug 25, 2022
Instrument	202208250028

Lender

Name	KITSAP CU
Type	Credit Union
Address	BREMERTON, WA 98337

Agreement

Amount	Amount on Record
Term	145 Months
Due	Sep 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2253 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4856
Document Number	0001250206
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2253 STEAMBOAT LOOP E PORT ORCHARD WA 983664856, PORT ORCHARD, WA 98366-4856

Mortgage

Document Number	0001250206
Date	Jan 25, 2021
Instrument	202101250206

Lender

Name	KITSAP CU
Address	BREMERTON, WA 98337

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 24, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 2253 Steamboat Loop E was $505, up 1% from the year before.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$409,470 (-) Land $103,140 Building $306,330	$409,470 (-) Land $103,140 Building $306,330
2026	$505.00 (+1%)	$409,470 (+8.79%) Land $103,140 Building $306,330	$409,470 (+8.79%) Land $103,140 Building $306,330
2025	$500.00 (+15.21%)	$376,380 (-0.36%) Land $86,970 Building $289,410	$376,380 (-0.36%) Land $86,970 Building $289,410
2024	$434.00 (-9.58%)	$377,733 (-7.88%) Land $86,970 Building $290,763	$377,733 (-7.88%) Land $86,970 Building $290,763
2023	$480.00	$410,040 Land $86,970 Building $323,070	$410,040 Land $86,970 Building $323,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2253 Steamboat Loop E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2253 Steamboat Loop E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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