22628 Tombill Rd, Ramona, CA 92065 Property Records

San Diego County property record for 22628 Tombill Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,983 sqft · built 2008
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2022)
Tax Bill	$12,809 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2020 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`285-081-24-00`

Property Details

APN / Parcel Number

Primary APN	`285-081-24-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,983 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	107,158 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	22628 TOMBILL RD
City	RAMONA
State	CA
Zip	92065-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM19032
Legal Subdivision	P19032
Legal Tract	1019032
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18448 SPRING WAGON RD, RAMONA, CA 92065-4066
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 16, 2020	Grant Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Document Number	2022324269
Prior Transfer Date	Apr 9, 2007
Prior Transfer Doc	0000250957
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2022
Property Address	22628 TOMBILL RD, RAMONA, CA 92065-4400
Document Number	0000324269
Instrument Date	Jul 12, 2022
Instrument	2022-0324269
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22628 TOMBILL RD, RAMONA, CA 92065-4400

Mortgage

Document Number	0000324270
Date	Aug 10, 2022
Instrument	2022-0324270

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 16, 2020
Property Address	22628 TOMBILL RD, RAMONA, CA 92065-4400
Document Number	0000025764
Instrument Date	Dec 13, 2019
Instrument	2020-0025764
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22628 TOMBILL RD, RAMONA, CA 92065-4400

Mortgage

Document Number	0000025765
Date	Jan 16, 2020
Instrument	2020-0025765

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.46%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,211,188 (+2%) Land $636,724 Building $574,464
2025	$12,809.00 (+14.58%)	$1,187,440 (+12.66%) Land $624,240 Building $563,200
2023	$11,179.00 (+39.01%)	$1,054,000 Land $574,000 Building $480,000
2022	$8,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, San Diego Broadband.

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