22686 Tombill Rd, Ramona, CA 92065 Property Records

San Diego County property record for 22686 Tombill Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,321 sqft · built 2019
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jun 2019)
Tax Bill	$8,159 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`285-090-48-00`

Property Details

APN / Parcel Number

Primary APN	`285-090-48-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,321 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	109,336 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	22686 TOMBILL RD
City	RAMONA
State	CA
Zip	92065-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM16529
Legal Subdivision	PARCEL MAP NO 16529
Legal Tract	16529
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

22686 Tombill Rd is owned and occupied by two individuals who bought it in June 2019.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22686 TOMBILL RD, RAMONA, CA 92065-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 27, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 27, 2018	Grant Deed, Transfer · ARM US BANK NA
Apr 27, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Document Number	2019254635
Prior Transfer Date	Apr 14, 2018
Prior Transfer Doc	0000169596
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	22686 TOMBILL RD, RAMONA, CA 92065-4400
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22686 TOMBILL RD, RAMONA, CA 92065-4400

Mortgage

Document Number	0000607952
Date	Aug 26, 2021
Instrument	2021-0607952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	22686 TOMBILL RD, RAMONA, CA 92065-4400
Document Number	0000559593
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22686 TOMBILL RD RAMONA CA 920654400, RAMONA, CA 92065-4400

Mortgage

Document Number	0000559593
Date	Dec 2, 2019
Instrument	559593

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2019
Property Address	22686 TOMBILL RD, RAMONA, CA 92065-4400
Document Number	0000254635
Instrument Date	Jun 10, 2019
Instrument	254635
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22686 TOMBILL RD RAMONA CA 920654400, RAMONA, CA 92065-4400

Mortgage

Document Number	254636
Date	Jun 27, 2019
Instrument	254636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2018
Property Address	22686 TOMBILL RD, RAMONA, CA 92065-4400
Document Number	0000169597
Map Reference	FILE 91-0316872
Instrument Date	Apr 14, 2018
Instrument	2018-0169597
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23162 SAGELAND DR, RAMONA, CA 92065-4001

Mortgage

Document Number	0000169598
Date	Apr 27, 2018
Instrument	2018-0169598

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2018
Property Address	22686 TOMBILL RD, RAMONA, CA 92065-4400
Document Number	0000169596
Instrument Date	Apr 14, 2018
Instrument	169596
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4646 RANCHO REPOSO DEL MAR CA 920144201, DEL MAR, CA 92014-4201

Tax Assessment & Valuation

The 2025 property tax bill for 22686 Tombill Rd was $8,159.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,339 (+2%) Land $204,659 Building $557,680
2025	$8,159.00	$747,393 Land $200,647 Building $546,746
2023	$7,641.00 (-0.98%)	$718,372 Land $192,856 Building $525,516
2022	$7,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22686 Tombill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22686 Tombill Rd is extreme, ranking above 95% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, San Diego Broadband.

Nearby Properties on Tombill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures