Elko County property record for 190 Willow St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,545 sqft · built 1961 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Feb 2023) |
| Tax Bill | $1,130 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-011-006 |
| Primary APN | 001-011-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| 1st Floor Area | 1,545 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|
| Street Address | 190 WILLOW ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | ELKO HEIGHTS SUB UNIT NO 2 FILE 14530 |
| Legal Subdivision | ELKO HEIGHTS SUB NO 2 |
| Legal Block | D |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950900 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3531 DESERT PLAINS AVE, ELKO, NV 89801-8421 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 25, 2026 | Grant Deed, Transfer |
| Dec 9, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan ELKO FCU |
| Feb 17, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC |
| Feb 16, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on Record |
| Deed Sale | Feb 17, 2023 · Amount on Record |
| Deed Document Number | 2023816549 |
| Prior Transfer Date | Apr 5, 2012 |
| Prior Transfer Doc | 0000655385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Mar 25, 2026 |
| Property Address | 190 WILLOW ST, ELKO, NV 89801-2850 |
| Document Number | 0000862525 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 862525 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3531 DESERT PLAINS AVE, ELKO, NV 89801-8421 |
| Name | Verified Name |
|---|---|
| Address | 3531 DESERT PLAINS AVE, ELKO, NV 89801-8421 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 190 WILLOW ST, ELKO, NV 89801-2850 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Address | 3531 DESERT PLAINS AVE, ELKO, NV 89801-8421 |
| Document Number | 0000858459 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 858459 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 17, 2023 |
| Property Address | 190 WILLOW ST, ELKO, NV 89801-2850 |
| Document Number | 0000816549 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 816549 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 532 S CANVASBACK WAY, MERIDIAN, ID 83642-3714 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3531 DESERT PLAINS AVE, ELKO, NV 89801-8421 |
| Document Number | 0000816550 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 816550 |
| Name | ALL WESTERN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 16, 2023 |
| Property Address | 190 WILLOW ST, ELKO, NV 89801-2850 |
| Document Number | 0000816494 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 816494 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 276, MERIDIAN, ID 83680-0276 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 276, MERIDIAN, ID 83680-0276 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,130.00 (+5.41%) | $36,979 (-0.39%) Land $15,050 Building $21,929 | $105,654 (-0.39%) Land $43,000 Building $62,654 |
| 2025 | $1,072.00 (+5.72%) | $37,125 (+37.37%) Land $15,050 Building $22,075 | $106,071 (+37.37%) Land $43,000 Building $63,071 |
| 2024 | $1,014.00 (+14.45%) | ||
| 2023 | $886.00 (+8.05%) | $27,026 (+14.16%) Land $6,615 Building $20,411 | $77,217 (+14.16%) Land $18,900 Building $58,317 |
| 2022 | $820.00 | $23,673 Land $6,615 Building $17,058 | $67,637 Land $18,900 Building $48,737 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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