174 Willow St, Elko, NV 89801 Property Records

Elko County property record for 174 Willow St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,573 sqft · built 1959
Lot Size0.137 acres (6,011 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jan 2022)
Tax Bill$900 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-011-004

Property Details

APN / Parcel Number

Primary APN001-011-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,573 sqft Living Area

Exterior

Year BuiltBuilt 1959
Exterior MaterialStucco
Construction TypeFrame
Lot Area6,011 sqft (0.137 acres)
FenceFence

Utilities, Heating & Cooling

Cooling SystemEvaporative
SewerSeptic
Water SourceWell

Location & Zoning

Street Address174 WILLOW ST
CityELKO
StateNV
Zip89801-2850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionELKO HEIGHTS SUB NO 2 EXTENSION FILE 17144
Legal SubdivisionELKO HEIGHTS SUB NO 2 EXT
Legal BlockD
Legal Lot Number4
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group1
Census Block1027
Census Tract950900

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1109 RIVER ST, ELKO, NV 89801-3932
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 29, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
SIRVA MORTGAGE INC
Mar 29, 2018Quit Claim Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleMar 29, 2018 · Amount on Record
Deed Document Number800571
Record UpdatedJun 8, 2026

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateJan 21, 2022
Property Address174 WILLOW ST, ELKO, NV 89801-2850
Document Number0000800571
Map ReferenceFILE 17144
Instrument DateJan 21, 2022
Instrument800571
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,131.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address926 HAZEL CT, 926, FORT COLLINS, CO 80526-3911

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1109 RIVER ST, ELKO, NV 89801-3932

Mortgage

Document Number0000800572
DateJan 21, 2022
Instrument800572
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

March 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateMar 29, 2018
Property Address174 WILLOW ST, ELKO, NV 89801-2850
Document Number0000738715
Instrument DateMar 21, 2018
Instrument738715
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 CHASLROOD COUET, 525, SPRING CREEK, NV 89815

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address174 WILLOW ST, ELKO, NV 89801-2850

Mortgage

Document Number0000738716
DateMar 29, 2018
Instrument738716
Lender
NameSIRVA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2038

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELKO NV
Recording DateMar 29, 2018
Property Address174 WILLOW ST, ELKO, NV 89801-2850
Document Number0000738714
Instrument DateMar 14, 2018
Instrument738714
Transaction TypeTransfer
Record UpdatedApr 12, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 CHARLWOOD CT SPRING CREEK NV 898155324, SPRING CREEK, NV 89815-5324

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$900.00 (+12.92%)$35,714 (+40.08%) Land $15,050 Building $20,664$102,040 (+40.08%) Land $43,000 Building $59,040
2023$797.00 (+3.1%)$25,496 (+15.46%) Land $6,615 Building $18,881$72,846 (+15.46%) Land $18,900 Building $53,946
2022$773.00$22,082 Land $6,615 Building $15,467$63,091 Land $18,900 Building $44,191

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Nevada
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Zito Media
Cable · Fiber in parts of the area
1,000 / 25
White Cloud Communications
Fixed Wireless · Fiber in parts of the area
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.

Nearby Properties on Willow St

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