226 Wardour Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 226 Wardour Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,929 sqft · built 1906
Lot Size	0.465 acres (20,250 sqft)
Owner	2 Individual Names on File
Last Sale	$3,247,000 (Jun 2019)
Tax Bill	$51,932 (2025)
Deeds & Mortgages	May 2023 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-970-00775203`

Property Details

APN / Parcel Number

Primary APN	`06-970-00775203`
Alternative APNs	`6-970-00775203` `97000775203`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,929 sqft Living Area
Gross Area	5,889 sqft
1st Floor Area	2,157 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Sawtooth
Roof Material	Slate
Lot Area	20,250 sqft (0.465 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	524 sqft
Deck Area	380 sqft
Patio Area	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97000775203
Street Address	226 WARDOUR DR
City	ANNAPOLIS
State	MD
Zip	21401-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 20 WARDOUR
Legal Subdivision	WARDOUR
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	706600

Owner

226 Wardour Dr is owned and occupied by two individuals who acquired it in January 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Intrafamily Transfer, Transfer
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 27, 2019	Deed, Transfer · ARM FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Mar 14, 1997 · Amount on File
Deed Book / Page	33284 / 255
Last Transfer Date	Jan 24, 2023
Transfer Doc	0396260412
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 3, 2023
Property Address	226 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0396260412
Book / Page	39626 / 412
Instrument Date	Jan 24, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	226 WARDOUR DR, ANNAPOLIS, MD 21401-1255

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	226 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344200315
Date	Apr 9, 2020
Book Page	34420/315

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 27, 2019
Property Address	226 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0332840255
Book / Page	33284 / 255
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	226 WARDOUR DR, ANNAPOLIS, MD 21401-1255

Mortgage

Document Number	33284278
Date	Jun 27, 2019
Instrument	33284/278

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 226 Wardour Dr was $51,932 with a homeowner's exemption, up 4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,942,700 (+5.51%) Land $2,945,500 Building $997,200	$3,942,700 (-) Land $2,945,500 Building $997,200
2025	$51,932.00 (+4.02%) Homeowner's exemption	$3,736,867	$3,942,700 Land $2,945,500 Building $997,200
2024	$49,923.00 (+4.55%)
2023	$47,749.00 Homeowner's exemption	$3,325,200 Land $2,585,500 Building $739,700	$3,325,200 Land $2,585,500 Building $739,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Wardour Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Wardour Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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