220 Wardour Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 220 Wardour Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 4,033 sqft · built 1948
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$5,998,000 (May 2023)
Tax Bill	$55,640 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-970-08286450`

Property Details

APN / Parcel Number

Primary APN	`06-970-08286450`
Alternative APNs	`697008286450` `97008286450`

Interior

Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,033 sqft Living Area
Gross Area	4,248 sqft
1st Floor Area	1,672 sqft
Attic	Attic
Attic Area	416 sqft
Basement Area	1,049 sqft
Finished Basement	1,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	47,916 sqft
View / Lot	Waterfront
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	251 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	216 sqft
Boat Access	Boat Access
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97008286450
Street Address	220 WARDOUR DR
City	ANNAPOLIS
State	MD
Zip	21401-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.08 ACRES WARDOUR
Legal Subdivision	WARDOUR
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	706600

Owner

220 Wardour Dr is owned and occupied by an individual who bought it in May 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 5, 2023	Deed, Transfer MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC
Aug 5, 2021	Deed, Transfer · Conventional Mortgage PAULA PATRICK
Jan 15, 2019	Deed, Transfer · ARM CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Book / Page	39634 / 383
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255

Mortgage

Document Number	0377810203
Date	Oct 26, 2021
Book Page	37781/203

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 5, 2023
Property Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0396340383
Book / Page	39634 / 383
Instrument Date	May 2, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$29,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 5, 2021
Property Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0373110353
Book / Page	37311 / 353
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MID MARYLAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255

Mortgage

Document Number	37311360
Date	Aug 5, 2021
Instrument	37311/360

Lender

Name	PAULA PATRICK
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	107 Months
Due	Jul 1, 2030

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 15, 2019
Property Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0328120278
Book / Page	32812 / 278
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID MARYLAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WARDOUR DR, ANNAPOLIS, MD 21401-1255

Mortgage

Document Number	0328120285
Date	Jan 15, 2019
Book Page	32812/285

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 220 Wardour Dr was $55,640 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,438,700 Land $3,202,900 Building $1,235,800	$4,438,700 Land $3,202,900 Building $1,235,800
2025	$55,640.00
2023	$49,197.00	$3,426,000 Land $2,802,900 Building $623,100	$3,426,000 Land $2,802,900 Building $623,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Wardour Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Wardour Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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