224 Wardour Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 224 Wardour Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,975 sqft · built 2021
Lot Size	0.524 acres (22,832 sqft)
Owner	2 Individual Names on File
Last Sale	$1,510,000 (Dec 2017)
Tax Bill	$58,241 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jan 2020 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-970-03591600`

Property Details

APN / Parcel Number

Primary APN	`06-970-03591600`
Alternative APNs	`697003591600` `97003591600`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,975 sqft Living Area
Gross Area	5,550 sqft
1st Floor Area	2,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	22,832 sqft (0.524 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	424 sqft
Deck Area	844 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97003591600
Street Address	224 WARDOUR DR
City	ANNAPOLIS
State	MD
Zip	21401-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 19 20 WARDOUR
Legal Subdivision	WARDOUR
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	706600

Owner

224 Wardour Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Anne Arundel County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit OLD LINE BANK
Jan 13, 2020	Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB
Aug 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOYOTA FINANCIAL SAVINGS BANK
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOYOTA FIN'L CNSMR SOLUTION
Dec 29, 2017	Grant Deed, Transfer MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC
Nov 30, 2017	Deed of Trust, Mortgage TOYOTA FIN'L CNSMR SOLUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Deed Document Number	201731712-081
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	224 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0335110150
Date	Aug 28, 2019
Book Page	33511/150

Lender

Name	OLD LINE BANK
Type	Bank
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	224 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340640050
Date	Jan 13, 2020
Book Page	34064/050

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	224 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373280393
Date	Aug 8, 2021
Book Page	37328/393

Lender

Name	TOYOTA FINANCIAL SAVINGS BANK
Type	Funding / Finance Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	224 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0317120108
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BEE TREE MILL CT PARKTON MD 211209264, PARKTON, MD 21120-9264

Mortgage

Document Number	0317120108
Date	Dec 29, 2017
Book Page	031712/000108

Lender

Name	TOYOTA FIN'L CNSMR SOLUTION
Type	Funding / Finance Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 29, 2017
Property Address	224 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0317120081
Book / Page	031712 / 000081
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$510.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WARDOUR DR ANNAPOLIS MD 214011255, ANNAPOLIS, MD 21401-1255

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	224 WARDOUR DR, ANNAPOLIS, MD 21401-1255
Document Number	0317120089
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WARDOUR DR ANNAPOLIS MD 214011255, ANNAPOLIS, MD 21401-1255

Mortgage

Document Number	0317120089
Date	Dec 29, 2017
Book Page	031712/000089

Lender

Name	TOYOTA FIN'L CNSMR SOLUTION
Type	Funding / Finance Company
Address	2485 VILLAGE VIEW DR # 200, HENDERSON, NV 89074-7133

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 224 Wardour Dr was $58,241 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,339,600 Land $2,988,800 Building $1,350,800	$4,339,600 Land $2,988,800 Building $1,350,800
2025	$58,241.00
2023	$50,456.00	$3,513,700 Land $2,628,800 Building $884,900	$3,513,700 Land $2,628,800 Building $884,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Wardour Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Wardour Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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