173 Snow Top Dr, Drake, CO 80515 Property Records

Larimer County property record for 173 Snow Top Dr, Drake, CO 80515

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1996
Lot Size	9.92 acres (432,115 sqft)
Owner	Individual Name on File
Last Sale	$502,500 (Dec 2025)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16344-05-017`

Property Details

APN / Parcel Number

Primary APN	`16344-05-017`
Alternative APN	`R0467570`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Upper Floors Area	600 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	432,115 sqft (9.92 acres)
Terrain	Gentle Slope
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	600 sqft
Balcony	Balcony
Balcony Area	600 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R0467570
Old Parcel Number	1634405017
Street Address	173 SNOW TOP DR
City	DRAKE
State	CO
Zip	80515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17A OF AMENDED PLAT OF LOTS 17 & 24, CEDAR PARK 2ND FIL (LCR)
Legal Range	71
Legal Township	06
Legal Section	34
Legal Quarter	SE
Legal Subdivision	CEDAR PARK 2ND AMD LOTS 17 & 24
Legal Block	5
Legal Lot Number	17A
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3057
Census Tract	1904

Owner

173 Snow Top Dr is owned and occupied by an individual who bought it in December 2025.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	173 SNOW TOP DR, DRAKE, CO 80515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Jan 2, 2018
Deed Document Number	20250058230
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	173 SNOW TOP DR, DRAKE, CO 80515
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1927 RED HILL RD, CARNESVILLE, GA 30521-2242

Mortgage

Document Number	0000002907
Date	Jan 22, 2026
Instrument	20260002907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 4, 2025
Property Address	173 SNOW TOP DR, DRAKE, CO 80515
Document Number	0000058230
Instrument Date	Dec 3, 2025
Instrument	20250058230
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	173 SNOW TOP DR, DRAKE, CO 80515

Mortgage

Document Number	0000058231
Date	Dec 4, 2025
Instrument	20250058231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 2, 2018
Property Address	173 SNOW TOP DR, DRAKE, CO 80515
Document Number	0000000016
Instrument Date	Dec 11, 2017
Instrument	16
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	451 RICE CREEK TER NE FRIDLEY MN 554324438, FRIDLEY, MN 55432-4438

Tax Assessment & Valuation

The 2025 property tax bill for 173 Snow Top Dr was $4,321, up 35.5% from the year before.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,321.00 (+35.54%)	$40,013 (+17.67%) Land $7,813 Building $32,200	$640,200 (+26.15%) Land $125,000 Building $515,200
2024	$3,188.00 (+2.61%)	$34,003 (-) Land $8,375 Building $25,628	$507,500 (-) Land $125,000 Building $382,500
2023	$3,107.00 (-0.06%)	$34,003 (+13.7%) Land $8,375 Building $25,628	$507,500 (+17.94%) Land $125,000 Building $382,500
2022	$3,109.00	$29,906 Land $6,603 Building $23,303	$430,300 Land $95,000 Building $335,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 173 Snow Top Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Snow Top Dr is extreme, ranking above 98.1% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.1% of the US · above 99.5% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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