Black Hawk County property record for 225 Lambeth Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,414 sqft · built 1969 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Sep 2019) |
| Tax Bill | $3,810 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-226-037 |
| Primary APN | 8913-20-226-037 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 225 LAMBETH RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTBOURNE TERRACE ADDITION LOT 99 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | WESTBOURNE TERRACE ADDITION |
| Legal Lot Number | 99 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-20-226-037
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 LAMBETH RD, WATERLOO, IA 50701-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Sep 03, 2019 | Executor's Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Deed Document Number | 2019202000004013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 15, 2025 |
| Property Address | 225 LAMBETH RD, WATERLOO, IA 50701-1633 |
| Document Number | 0202515158 |
| Instrument Date | Oct 04, 2025 |
| Instrument | 2025-15158 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 225 LAMBETH RD, WATERLOO, IA 50701-1633 |
| Document Number | 0202515159 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-15159 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Number | 0202515160 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-15160 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | 2355 LANDON RD, NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2035 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 03, 2019 |
| Property Address | 225 LAMBETH RD, WATERLOO, IA 50701-1633 |
| Document Number | 202000004013 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 202000004013 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 LAMBETH RD, WATERLOO, IA 50701-1633 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,810.00 Homeowner's exemption | $214,860 (+7.68%) Land $24,150 Building $190,710 | $214,860 (+7.68%) Land $24,150 Building $190,710 |
| 2024 | $3,810.00 (+21.57%) | ||
| 2023 | $199,540 (+29.49%) Land $24,150 Building $175,390 | $199,540 (+29.49%) Land $24,150 Building $175,390 | |
| 2022 | $3,134.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $154,100 Land $24,150 Building $129,950 | |
| 2021 | $154,100 Land $24,150 Building $129,950 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Cedar Falls Municipal Communications Utility, LTD Broadband.
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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