217 Lambeth Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 217 Lambeth Rd, Waterloo, IA 50701 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,208 sqft · built 1964
Lot Size0.177 acres (7,700 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Sep 2024)
Tax Bill$5,130 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN8913-20-226-038

Property Details

APN / Parcel Number

Primary APN8913-20-226-038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,208 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Finished Basement800 sqft
Unfinished Basement1,040 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,700 sqft (0.177 acres)
Lot Dimensions110 ft deep x 70 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area311 sqft
Patio Area311 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address217 LAMBETH RD
CityWATERLOO
StateIA
Zip50701-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTBOURNE TERRACE ADDITION LOT 98
Legal Range13W
Legal Township89N
Legal Section20
Legal SubdivisionWESTBOURNE TERRACE ADDITION
Legal Lot Number98
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2028
Census Tract1503

Owner

Source: Black Hawk County records · APN 8913-20-226-038

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address217 LAMBETH RD, WATERLOO, IA 50701-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Warranty Deed, Transfer · FHA Mortgage
LINCOLN SAVINGS BANK
Apr 06, 2017Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIRST NATIONAL BANK
Aug 23, 2018Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING
Apr 05, 2017Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleSep 27, 2023 · Amount on Record
Deed Document Number20244325
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 27, 2023
Property Address217 LAMBETH RD, WATERLOO, IA 50701-1633
Document Number202400004325
Instrument DateSep 26, 2023
Instrument202400004325
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$375.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 LAMBETH RD, WATERLOO, IA 50701-1633

Mortgage

Document Number202400004326
DateSep 27, 2023
Instrument202400004326
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address217 LAMBETH RD, WATERLOO, IA 50701-1633
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700017532
DateApr 06, 2017
Instrument2017-00017532
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 23, 2018
Property Address217 LAMBETH RD, WATERLOO, IA 50701-1633
Document Number201900003096
Instrument DateAug 20, 2018
Instrument201900003096
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 LAMBETH RD, WATERLOO, IA 50701-1633

Mortgage

Document Number201900003097
DateAug 23, 2018
Instrument201900003097
Lender
NameSTEARNS LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJan 01, 2048

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateApr 05, 2017
Property Address217 LAMBETH RD, WATERLOO, IA 50701-1633
Document Number201700017531
Instrument DateApr 05, 2017
Instrument2017-00017531
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700017533
DateApr 06, 2017
Instrument2017-00017533
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueApr 06, 2027

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,130.00 (+0.55%)$245,920 (+7.97%) Land $24,150 Building $221,770$245,920 (+7.97%) Land $24,150 Building $221,770
2024$5,102.00 (+40.16%)
2023$227,770 (+30.42%) Land $24,150 Building $203,620$227,770 (+30.42%) Land $24,150 Building $203,620
2022$3,640.00 Homeowner's exemption$174,650 Land $24,150 Building $150,500
2021$174,650 Land $24,150 Building $150,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims58 (1978–2016)
Most Recent ClaimSep 2016, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2016 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: LTD Broadband, Cedar Falls Municipal Communications Utility, AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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