Carroll County property record for 226 Bertie Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,760 sqft · built 1991 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $346,000 (Jan 2018) |
| Tax Bill | $4,995 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-114877 |
| Primary APN | 07-114877 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 810 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 114877 |
|---|---|
| Street Address | 226 BERTIE AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 113 - 1.25 ACS 226 BERTIE AVE 33-140 MOUNTAIN VIEW SC 10 AMND |
| Legal Subdivision | MOUNTAIN VIEW SEC 10 AMD |
| Legal Lot Number | 113 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 507802 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 226 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jun 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jan 17, 2018 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jun 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on Record |
| Deed Sale | Jan 17, 2018 · Amount on Record |
| Prior Sale | Oct 13, 1999 · Amount on Record |
| Deed Document Number | 20188919-0349 |
| Deed Book / Page | 8919 / 349 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 1031000212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 226 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | NEWCASTLE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0096430120 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 9643/120 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 14, 2021 |
| Property Address | 226 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Document Number | 0103150212 |
| Book / Page | 10315 / 212 |
| Map Reference | MB LWS33 FO 140 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES-CHAMBE, MADISON STLMT SVCS BALTIMORE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 226 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Document Number | 0010315216 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 10315/216 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 17, 2018 |
| Property Address | 226 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Document Number | 0089190349 |
| Book / Page | 8919 / 0349 |
| Map Reference | MB LWS33 FO140 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 8919-0349 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | COMPETITIVE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 226 BERLTITE AVE, WESTMINSTER, MD 21157-6904 |
| Document Number | 89190356 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 8919-0356 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 226 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Document Number | 0087980065 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 226 BERTIE AVE WESTMINSTER MD 211576904, WESTMINSTER, MD 21157-6904 |
| Document Number | 0087980065 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 008798/000065 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,995.00 (+5.05%) Homeowner's exemption | $482,100 (+5.95%) Land $142,500 Building $339,600 | $482,100 (-) Land $142,500 Building $339,600 |
| 2025 | $4,755.00 (+4.97%) Homeowner's exemption | $455,033 (+13.5%) | $482,100 (+20.25%) Land $142,500 Building $339,600 |
| 2023 | $4,530.00 Homeowner's exemption | $400,900 Land $142,500 Building $258,400 | $400,900 Land $142,500 Building $258,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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